2026 Relocation & Cost Arbitrage Engine

Relocation: New York-Newark, NY-NJ to Brunswick-St. Simons, GA

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from New York-Newark-Jersey City, NY-NJ to Brunswick-St. Simons, GA.

Popular Corridors:
Equivalent Salary
$59,300
To maintain parity
Cost of Living Delta
-40.7%
Overall expenditure basket
Annual Tax Delta
+$4,059
State + local taxes
Annual 1BR Rent Delta
-$19,380
HUD Fair Market Rents
Net Annual Buffer
+$23,439/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

New York-Newark-Jersey City, NY-NJ

COL 181.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,860
Local / City Tax -$3,441
Net Annual Take-Home $70,879
HUD 1BR Fair Market Rent -$32,748
Discretionary Cash Flow $38,131
Target Market
Destination Location

Brunswick-St. Simons, GA

COL 107.3
Gross Parity Income $59,300
Federal Income Tax -$4,936
FICA (SS & Medicare) -$4,536
State Income Tax -$2,211
Local / City Tax $0
Net Annual Take-Home $47,617
HUD 1BR Fair Market Rent -$13,368
Discretionary Cash Flow $34,249

EPI family budgets put living costs 40.7% lower in Brunswick-St. Simons, GA than in New York-Newark-Jersey City, NY-NJ, so $100,000 in New York goes about as far as $59,300 in Brunswick. HUD's one-bedroom Fair Market Rent is $2,729 a month in New York and $1,114 in Brunswick, $19,380 a year less. On the same $100,000 salary a single filer pays $4,059 less a year in federal, state and local income tax and FICA in Brunswick. Taxes and one-bedroom rent together leave you about $23,439 a year better off. The BLS median wage across all occupations is $61,430 in New York and $41,940 in Brunswick.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category New York-Newark-Jersey City (Monthly) Brunswick-St. Simons (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$2,729$1,114-$1,615-59.2%
Food & Groceries$426$367-$59-13.8%
Transportation$693$1,082+$389+56.1%
Healthcare$748$423-$325-43.4%
Other Necessities$879$421-$458-52.1%
Total Taxes (Federal, State, Local, FICA)$2,427$2,088-$339-14.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$1,615/mo (-59.2%)
New York-Newark-Jersey City: $2,729/mo Brunswick-St. Simons: $1,114/mo
2-Bedroom Fair Market Rent -$1,593/mo (-53.6%)
New York-Newark-Jersey City: $2,971/mo Brunswick-St. Simons: $1,378/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$16.30/hr (-40.7%)
New York-Newark-Jersey City: $40.03/hr Brunswick-St. Simons: $23.73/hr
2 Adults + 1 Child (per earner) -$14.21/hr (-41.6%)
New York-Newark-Jersey City: $34.19/hr Brunswick-St. Simons: $19.98/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector New York-Newark-Jersey City Median Brunswick-St. Simons Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$119,720$82,630-$37,090 (-31.0%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$157,000$84,770-$72,230 (-46.0%)View Dossier
Software EngineerTechnologyTechnology$166,830$103,170-$63,660 (-38.2%)View Dossier
Accountant & AuditorFinanceFinance$105,650$75,060-$30,590 (-29.0%)View Dossier
Financial ManagerFinanceFinance$221,010$134,230-$86,780 (-39.3%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$126,660$77,070-$49,590 (-39.2%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$215,300$156,230-$59,070 (-27.4%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$215,150$116,980-$98,170 (-45.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$79,020$58,880-$20,140 (-25.5%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$167,580$113,110-$54,470 (-32.5%)View Dossier
HVAC/R TechnicianSkilled TradesSkilled Trades$77,990$49,920-$28,070 (-36.0%)View Dossier
Nurse PractitionerHealthcareHealthcare$163,340$120,510-$42,830 (-26.2%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

New York-Newark-Jersey City, NY-NJ to Brunswick-St. Simons, GA Relocation FAQs

About $59,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (181.0 in New York-Newark-Jersey City, NY-NJ, 107.3 in Brunswick-St. Simons, GA, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

New York-Newark-Jersey City, NY-NJ to Brunswick-St. Simons, GA: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Brunswick-St. Simons, GA to New York-Newark-Jersey City, NY-NJ
Relocation: New York-Newark, NY-NJ to Brunswick-St. Simons, GA Overview

New York-Newark-Jersey City, NY-NJ to Brunswick-St. Simons, GA: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: New York-Newark, NY-NJ to Brunswick-St. Simons, GA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Brunswick-St. Simons, GA to match $100,000 in New York-Newark-Jersey City, NY-NJ?

About $59,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (181.0 in New York-Newark-Jersey City, NY-NJ, 107.3 in Brunswick-St. Simons, GA, from EPI family budgets); taxes are compared separately below.

Is Brunswick-St. Simons, GA cheaper than New York-Newark-Jersey City, NY-NJ?

EPI's family budgets for a single adult put overall living costs 40.7% lower in Brunswick-St. Simons, GA than in New York-Newark-Jersey City, NY-NJ. The budgets cover housing, food, transportation, health care and other necessities.