2026 Relocation & Cost Arbitrage Engine

Relocation: Des Moines Metro, IA to Dallas-Fort Worth, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Des Moines-West Des Moines, IA to Dallas-Fort Worth-Arlington, TX.

Popular Corridors:
Equivalent Salary
$118,400
To maintain parity
Cost of Living Delta
+18.4%
Overall expenditure basket
Annual Tax Delta
+$3,148
State + local taxes
Annual 1BR Rent Delta
+$4,692
HUD Fair Market Rents
Net Annual Buffer
-$1,544/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Des Moines-West Des Moines, IA

COL 103.9
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,148
Local / City Tax $0
Net Annual Take-Home $76,032
HUD 1BR Fair Market Rent -$13,740
Discretionary Cash Flow $62,292
Target Market
Destination Location

Dallas-Fort Worth-Arlington, TX

COL 123.0
Gross Parity Income $118,400
Federal Income Tax -$17,218
FICA (SS & Medicare) -$9,058
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $92,124
HUD 1BR Fair Market Rent -$18,432
Discretionary Cash Flow $73,692

EPI family budgets put living costs 18.4% higher in Dallas-Fort Worth-Arlington, TX than in Des Moines-West Des Moines, IA, so $100,000 in Des Moines goes about as far as $118,400 in Dallas. HUD's one-bedroom Fair Market Rent is $1,145 a month in Des Moines and $1,536 in Dallas, $4,692 a year more. On the same $100,000 salary a single filer pays $3,148 less a year in federal, state and local income tax and FICA in Dallas. Taxes and one-bedroom rent together leave you about $1,544 a year worse off. The BLS median wage across all occupations is $51,820 in Des Moines and $51,440 in Dallas.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Des Moines-West Des Moines (Monthly) Dallas-Fort Worth-Arlington (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,145$1,536+$391+34.1%
Food & Groceries$366$342-$24-6.6%
Transportation$1,091$1,011-$80-7.3%
Healthcare$377$459+$82+21.8%
Other Necessities$410$582+$172+42.0%
Total Taxes (Federal, State, Local, FICA)$1,997$1,735-$262-13.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$391/mo (34.1%)
Des Moines-West Des Moines: $1,145/mo Dallas-Fort Worth-Arlington: $1,536/mo
2-Bedroom Fair Market Rent +$447/mo (32.9%)
Des Moines-West Des Moines: $1,360/mo Dallas-Fort Worth-Arlington: $1,807/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$4.22/hr (18.4%)
Des Moines-West Des Moines: $22.98/hr Dallas-Fort Worth-Arlington: $27.20/hr
2 Adults + 1 Child (per earner) +$2.89/hr (14.4%)
Des Moines-West Des Moines: $20.03/hr Dallas-Fort Worth-Arlington: $22.92/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Des Moines-West Des Moines Median Dallas-Fort Worth-Arlington Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$98,780$111,010+$12,230 (+12.4%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$78,630$101,420+$22,790 (+29.0%)View Dossier
Software EngineerTechnologyTechnology$126,460$133,290+$6,830 (+5.4%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$101,150$98,900-$2,250 (-2.2%)View Dossier
Accountant & AuditorFinanceFinance$79,290$82,620+$3,330 (+4.2%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$164,840$173,810+$8,970 (+5.4%)View Dossier
Financial ManagerFinanceFinance$154,140$169,200+$15,060 (+9.8%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$136,570$144,290+$7,720 (+5.7%)View Dossier
ElectricianSkilled TradesSkilled Trades$62,840$59,010-$3,830 (-6.1%)View Dossier
Solutions ArchitectTechnologyTechnology$109,490$127,360+$17,870 (+16.3%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$90,730$102,860+$12,130 (+13.4%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$101,550$121,640+$20,090 (+19.8%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Des Moines-West Des Moines, IA to Dallas-Fort Worth-Arlington, TX Relocation FAQs

About $118,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (103.9 in Des Moines-West Des Moines, IA, 123.0 in Dallas-Fort Worth-Arlington, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Des Moines-West Des Moines, IA to Dallas-Fort Worth-Arlington, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Dallas-Fort Worth-Arlington, TX to Des Moines-West Des Moines, IA
Relocation: Des Moines Metro, IA to Dallas-Fort Worth, TX Overview

Des Moines-West Des Moines, IA to Dallas-Fort Worth-Arlington, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on.

Quick answers
How much salary do I need in Dallas-Fort Worth-Arlington, TX to match $100,000 in Des Moines-West Des Moines, IA?

About $118,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (103.9 in Des Moines-West Des Moines, IA, 123.0 in Dallas-Fort Worth-Arlington, TX, from EPI family budgets); taxes are compared separately below.

Is Dallas-Fort Worth-Arlington, TX cheaper than Des Moines-West Des Moines, IA?

EPI's family budgets for a single adult put overall living costs 18.4% higher in Dallas-Fort Worth-Arlington, TX than in Des Moines-West Des Moines, IA. The budgets cover housing, food, transportation, health care and other necessities.