2026 Relocation & Cost Arbitrage Engine

Relocation: Eugene-Springfield, OR to Austin-Round Rock, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Eugene-Springfield, OR to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$109,300
To maintain parity
Cost of Living Delta
+9.3%
Overall expenditure basket
Annual Tax Delta
+$7,255
State + local taxes
Annual 1BR Rent Delta
+$4,176
HUD Fair Market Rents
Net Annual Buffer
+$3,079/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Eugene-Springfield, OR

COL 114.9
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$7,155
Local / City Tax -$100
Net Annual Take-Home $71,925
HUD 1BR Fair Market Rent -$14,184
Discretionary Cash Flow $57,741
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $109,300
Federal Income Tax -$15,216
FICA (SS & Medicare) -$8,361
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $85,723
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $67,363

EPI family budgets put living costs 9.3% higher in Austin-Round Rock-San Marcos, TX than in Eugene-Springfield, OR, so $100,000 in Eugene goes about as far as $109,300 in Austin. HUD's one-bedroom Fair Market Rent is $1,182 a month in Eugene and $1,530 in Austin, $4,176 a year more. On the same $100,000 salary a single filer pays $7,255 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $3,079 a year better off. The BLS median wage across all occupations is $49,680 in Eugene and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Eugene-Springfield (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,182$1,530+$348+29.4%
Food & Groceries$379$334-$45-11.9%
Transportation$1,005$1,062+$57+5.7%
Healthcare$513$467-$46-9.0%
Other Necessities$447$585+$138+30.9%
Total Taxes (Federal, State, Local, FICA)$2,340$1,735-$605-25.9%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$348/mo (29.4%)
Eugene-Springfield: $1,182/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$271/mo (17.5%)
Eugene-Springfield: $1,546/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$2.35/hr (9.2%)
Eugene-Springfield: $25.42/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) -$0.97/hr (-3.9%)
Eugene-Springfield: $24.75/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Eugene-Springfield Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$94,170$117,850+$23,680 (+25.1%)View Dossier
Software EngineerTechnologyTechnology$121,050$134,120+$13,070 (+10.8%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$113,720$97,890-$15,830 (-13.9%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$93,880$102,390+$8,510 (+9.1%)View Dossier
Accountant & AuditorFinanceFinance$79,930$83,120+$3,190 (+4.0%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$157,200$176,990+$19,790 (+12.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$137,160$151,760+$14,600 (+10.6%)View Dossier
Solutions ArchitectTechnologyTechnology$85,070$129,470+$44,400 (+52.2%)View Dossier
ElectricianSkilled TradesSkilled Trades$94,680$60,390-$34,290 (-36.2%)View Dossier
Financial ManagerFinanceFinance$145,600$167,180+$21,580 (+14.8%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$133,010$164,920+$31,910 (+24.0%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$98,710$106,600+$7,890 (+8.0%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Eugene-Springfield, OR to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $109,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (114.9 in Eugene-Springfield, OR, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Eugene-Springfield, OR to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Eugene-Springfield, OR
Relocation: Eugene-Springfield, OR to Austin-Round Rock, TX Overview

Eugene-Springfield, OR to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Eugene-Springfield, OR to Austin-Round Rock, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Eugene-Springfield, OR?

About $109,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (114.9 in Eugene-Springfield, OR, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Eugene-Springfield, OR?

EPI's family budgets for a single adult put overall living costs 9.3% higher in Austin-Round Rock-San Marcos, TX than in Eugene-Springfield, OR. The budgets cover housing, food, transportation, health care and other necessities.