2026 Relocation & Cost Arbitrage Engine

Relocation: Gulfport-Biloxi, MS to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Gulfport-Biloxi, MS to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$130,700
To maintain parity
Cost of Living Delta
+30.7%
Overall expenditure basket
Annual Tax Delta
+$3,268
State + local taxes
Annual 1BR Rent Delta
+$6,576
HUD Fair Market Rents
Net Annual Buffer
-$3,308/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Gulfport-Biloxi, MS

COL 96.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,268
Local / City Tax $0
Net Annual Take-Home $75,912
HUD 1BR Fair Market Rent -$11,784
Discretionary Cash Flow $64,128
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $130,700
Federal Income Tax -$20,102
FICA (SS & Medicare) -$9,999
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $100,599
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $82,239

EPI family budgets put living costs 30.7% higher in Austin-Round Rock-San Marcos, TX than in Gulfport-Biloxi, MS, so $100,000 in Gulfport goes about as far as $130,700 in Austin. HUD's one-bedroom Fair Market Rent is $982 a month in Gulfport and $1,530 in Austin, $6,576 a year more. On the same $100,000 salary a single filer pays $3,268 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $3,308 a year worse off. The BLS median wage across all occupations is $43,470 in Gulfport and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Gulfport-Biloxi (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$982$1,530+$548+55.8%
Food & Groceries$343$334-$9-2.6%
Transportation$1,023$1,062+$39+3.8%
Healthcare$518$467-$51-9.8%
Other Necessities$344$585+$241+70.1%
Total Taxes (Federal, State, Local, FICA)$2,007$1,735-$272-13.6%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$548/mo (55.8%)
Gulfport-Biloxi: $982/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$632/mo (53.3%)
Gulfport-Biloxi: $1,185/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$6.53/hr (30.7%)
Gulfport-Biloxi: $21.24/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) +$4.49/hr (23.3%)
Gulfport-Biloxi: $19.29/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Gulfport-Biloxi Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$107,480$117,850+$10,370 (+9.6%)View Dossier
Software EngineerTechnologyTechnology$104,240$134,120+$29,880 (+28.7%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$78,960$97,890+$18,930 (+24.0%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$84,200$102,390+$18,190 (+21.6%)View Dossier
Accountant & AuditorFinanceFinance$76,380$83,120+$6,740 (+8.8%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$127,460$176,990+$49,530 (+38.9%)View Dossier
Solutions ArchitectTechnologyTechnology$100,900$129,470+$28,570 (+28.3%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$87,570$151,760+$64,190 (+73.3%)View Dossier
ElectricianSkilled TradesSkilled Trades$62,440$60,390-$2,050 (-3.3%)View Dossier
Financial ManagerFinanceFinance$115,320$167,180+$51,860 (+45.0%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$104,990$164,920+$59,930 (+57.1%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$88,710$106,600+$17,890 (+20.2%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Gulfport-Biloxi, MS to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $130,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (96.0 in Gulfport-Biloxi, MS, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Gulfport-Biloxi, MS to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Gulfport-Biloxi, MS
Relocation: Gulfport-Biloxi, MS to Austin-Round Rock-San Marcos, TX Overview

Gulfport-Biloxi, MS to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Gulfport-Biloxi, MS?

About $130,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (96.0 in Gulfport-Biloxi, MS, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Gulfport-Biloxi, MS?

EPI's family budgets for a single adult put overall living costs 30.7% higher in Austin-Round Rock-San Marcos, TX than in Gulfport-Biloxi, MS. The budgets cover housing, food, transportation, health care and other necessities.