2026 Relocation & Cost Arbitrage Engine

Relocation: Houston-Pasadena, TX to Milwaukee-Waukesha, WI

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Houston-Pasadena-The Woodlands, TX to Milwaukee-Waukesha, WI.

Popular Corridors:
Equivalent Salary
$93,600
To maintain parity
Cost of Living Delta
-6.4%
Overall expenditure basket
Annual Tax Delta
-$4,428
State + local taxes
Annual 1BR Rent Delta
-$2,412
HUD Fair Market Rents
Net Annual Buffer
-$2,016/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $64,048
Target Market
Destination Location

Milwaukee-Waukesha, WI

COL 100.5
Gross Parity Income $93,600
Federal Income Tax -$11,762
FICA (SS & Medicare) -$7,160
State Income Tax -$4,048
Local / City Tax $0
Net Annual Take-Home $70,630
HUD 1BR Fair Market Rent -$12,720
Discretionary Cash Flow $57,910

EPI family budgets put living costs 6.4% lower in Milwaukee-Waukesha, WI than in Houston-Pasadena-The Woodlands, TX, so $100,000 in Houston goes about as far as $93,600 in Milwaukee. HUD's one-bedroom Fair Market Rent is $1,261 a month in Houston and $1,060 in Milwaukee, $2,412 a year less. On the same $100,000 salary a single filer pays $4,428 more a year in federal, state and local income tax and FICA in Milwaukee. Taxes and one-bedroom rent together leave you about $2,016 a year worse off. The BLS median wage across all occupations is $49,410 in Houston and $51,160 in Milwaukee.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Houston-Pasadena-The Woodlands (Monthly) Milwaukee-Waukesha (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,261$1,060-$201-15.9%
Food & Groceries$321$364+$43+13.4%
Transportation$1,015$951-$64-6.3%
Healthcare$422$457+$35+8.3%
Other Necessities$480$405-$75-15.6%
Total Taxes (Federal, State, Local, FICA)$1,735$2,104+$369+21.3%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$201/mo (-15.9%)
Houston-Pasadena-The Woodlands: $1,261/mo Milwaukee-Waukesha: $1,060/mo
2-Bedroom Fair Market Rent -$234/mo (-15.6%)
Houston-Pasadena-The Woodlands: $1,497/mo Milwaukee-Waukesha: $1,263/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$1.53/hr (-6.4%)
Houston-Pasadena-The Woodlands: $23.75/hr Milwaukee-Waukesha: $22.22/hr
2 Adults + 1 Child (per earner) +$1.75/hr (8.5%)
Houston-Pasadena-The Woodlands: $20.58/hr Milwaukee-Waukesha: $22.33/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Houston-Pasadena-The Woodlands Median Milwaukee-Waukesha Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$119,600$125,490+$5,890 (+4.9%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$99,830$97,360-$2,470 (-2.5%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$99,510$100,350+$840 (+0.8%)View Dossier
Accountant & AuditorFinanceFinance$85,090$80,290-$4,800 (-5.6%)View Dossier
Software EngineerTechnologyTechnology$129,440$123,730-$5,710 (-4.4%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,180$77,800+$18,620 (+31.5%)View Dossier
Financial ManagerFinanceFinance$166,910$156,100-$10,810 (-6.5%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$63,180$72,680+$9,500 (+15.0%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$46,630$49,180+$2,550 (+5.5%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$135,880$144,560+$8,680 (+6.4%)View Dossier
WelderSkilled TradesSkilled Trades$57,940$59,390+$1,450 (+2.5%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$103,530$119,170+$15,640 (+15.1%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Houston-Pasadena-The Woodlands, TX to Milwaukee-Waukesha, WI Relocation FAQs

About $93,600. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 100.5 in Milwaukee-Waukesha, WI, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Houston-Pasadena-The Woodlands, TX to Milwaukee-Waukesha, WI: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Milwaukee-Waukesha, WI to Houston-Pasadena-The Woodlands, TX
Relocation: Houston-Pasadena, TX to Milwaukee-Waukesha, WI Overview

Houston-Pasadena-The Woodlands, TX to Milwaukee-Waukesha, WI: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Houston-Pasadena, TX to Milwaukee-Waukesha, WI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Milwaukee-Waukesha, WI to match $100,000 in Houston-Pasadena-The Woodlands, TX?

About $93,600. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 100.5 in Milwaukee-Waukesha, WI, from EPI family budgets); taxes are compared separately below.

Is Milwaukee-Waukesha, WI cheaper than Houston-Pasadena-The Woodlands, TX?

EPI's family budgets for a single adult put overall living costs 6.4% lower in Milwaukee-Waukesha, WI than in Houston-Pasadena-The Woodlands, TX. The budgets cover housing, food, transportation, health care and other necessities.