2026 Relocation & Cost Arbitrage Engine

Relocation: Milwaukee-Waukesha, WI to Houston-Pasadena, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Milwaukee-Waukesha, WI to Houston-Pasadena-The Woodlands, TX.

Popular Corridors:
Equivalent Salary
$106,900
To maintain parity
Cost of Living Delta
+6.9%
Overall expenditure basket
Annual Tax Delta
+$4,428
State + local taxes
Annual 1BR Rent Delta
+$2,412
HUD Fair Market Rents
Net Annual Buffer
+$2,016/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Milwaukee-Waukesha, WI

COL 100.5
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,428
Local / City Tax $0
Net Annual Take-Home $74,752
HUD 1BR Fair Market Rent -$12,720
Discretionary Cash Flow $62,032
Target Market
Destination Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Parity Income $106,900
Federal Income Tax -$14,688
FICA (SS & Medicare) -$8,178
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $84,034
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $68,902

EPI family budgets put living costs 6.9% higher in Houston-Pasadena-The Woodlands, TX than in Milwaukee-Waukesha, WI, so $100,000 in Milwaukee goes about as far as $106,900 in Houston. HUD's one-bedroom Fair Market Rent is $1,060 a month in Milwaukee and $1,261 in Houston, $2,412 a year more. On the same $100,000 salary a single filer pays $4,428 less a year in federal, state and local income tax and FICA in Houston. Taxes and one-bedroom rent together leave you about $2,016 a year better off. The BLS median wage across all occupations is $51,160 in Milwaukee and $49,410 in Houston.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Milwaukee-Waukesha (Monthly) Houston-Pasadena-The Woodlands (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,060$1,261+$201+19.0%
Food & Groceries$364$321-$43-11.8%
Transportation$951$1,015+$64+6.7%
Healthcare$457$422-$35-7.7%
Other Necessities$405$480+$75+18.5%
Total Taxes (Federal, State, Local, FICA)$2,104$1,735-$369-17.5%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$201/mo (19.0%)
Milwaukee-Waukesha: $1,060/mo Houston-Pasadena-The Woodlands: $1,261/mo
2-Bedroom Fair Market Rent +$234/mo (18.5%)
Milwaukee-Waukesha: $1,263/mo Houston-Pasadena-The Woodlands: $1,497/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$1.53/hr (6.9%)
Milwaukee-Waukesha: $22.22/hr Houston-Pasadena-The Woodlands: $23.75/hr
2 Adults + 1 Child (per earner) -$1.75/hr (-7.8%)
Milwaukee-Waukesha: $22.33/hr Houston-Pasadena-The Woodlands: $20.58/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Milwaukee-Waukesha Median Houston-Pasadena-The Woodlands Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$125,490$119,600-$5,890 (-4.7%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,360$99,830+$2,470 (+2.5%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$100,350$99,510-$840 (-0.8%)View Dossier
Accountant & AuditorFinanceFinance$80,290$85,090+$4,800 (+6.0%)View Dossier
Software EngineerTechnologyTechnology$123,730$129,440+$5,710 (+4.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$77,800$59,180-$18,620 (-23.9%)View Dossier
Financial ManagerFinanceFinance$156,100$166,910+$10,810 (+6.9%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$72,680$63,180-$9,500 (-13.1%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$49,180$46,630-$2,550 (-5.2%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$144,560$135,880-$8,680 (-6.0%)View Dossier
WelderSkilled TradesSkilled Trades$59,390$57,940-$1,450 (-2.4%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$119,170$103,530-$15,640 (-13.1%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Milwaukee-Waukesha, WI to Houston-Pasadena-The Woodlands, TX Relocation FAQs

About $106,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (100.5 in Milwaukee-Waukesha, WI, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Milwaukee-Waukesha, WI to Houston-Pasadena-The Woodlands, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Houston-Pasadena-The Woodlands, TX to Milwaukee-Waukesha, WI
Relocation: Milwaukee-Waukesha, WI to Houston-Pasadena, TX Overview

Milwaukee-Waukesha, WI to Houston-Pasadena-The Woodlands, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Milwaukee-Waukesha, WI to Houston-Pasadena, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Houston-Pasadena-The Woodlands, TX to match $100,000 in Milwaukee-Waukesha, WI?

About $106,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (100.5 in Milwaukee-Waukesha, WI, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Is Houston-Pasadena-The Woodlands, TX cheaper than Milwaukee-Waukesha, WI?

EPI's family budgets for a single adult put overall living costs 6.9% higher in Houston-Pasadena-The Woodlands, TX than in Milwaukee-Waukesha, WI. The budgets cover housing, food, transportation, health care and other necessities.