2026 Relocation & Cost Arbitrage Engine

Relocation: Houston-Pasadena, TX to Portland Metro, ME

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Houston-Pasadena-The Woodlands, TX to Portland-South Portland, ME.

Popular Corridors:
Equivalent Salary
$121,600
To maintain parity
Cost of Living Delta
+21.6%
Overall expenditure basket
Annual Tax Delta
-$5,129
State + local taxes
Annual 1BR Rent Delta
+$7,236
HUD Fair Market Rents
Net Annual Buffer
-$12,365/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $64,048
Target Market
Destination Location

Portland-South Portland, ME

COL 130.5
Gross Parity Income $121,600
Federal Income Tax -$17,922
FICA (SS & Medicare) -$9,302
State Income Tax -$6,963
Local / City Tax $0
Net Annual Take-Home $87,413
HUD 1BR Fair Market Rent -$22,368
Discretionary Cash Flow $65,045

EPI family budgets put living costs 21.6% higher in Portland-South Portland, ME than in Houston-Pasadena-The Woodlands, TX, so $100,000 in Houston goes about as far as $121,600 in Portland. HUD's one-bedroom Fair Market Rent is $1,261 a month in Houston and $1,864 in Portland, $7,236 a year more. On the same $100,000 salary a single filer pays $5,129 more a year in federal, state and local income tax and FICA in Portland. Taxes and one-bedroom rent together leave you about $12,365 a year worse off. The BLS median wage across all occupations is $49,410 in Houston and $56,960 in Portland.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Houston-Pasadena-The Woodlands (Monthly) Portland-South Portland (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,261$1,864+$603+47.8%
Food & Groceries$321$403+$82+25.5%
Transportation$1,015$1,069+$54+5.3%
Healthcare$422$518+$96+22.7%
Other Necessities$480$553+$73+15.2%
Total Taxes (Federal, State, Local, FICA)$1,735$2,162+$427+24.6%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$603/mo (47.8%)
Houston-Pasadena-The Woodlands: $1,261/mo Portland-South Portland: $1,864/mo
2-Bedroom Fair Market Rent +$856/mo (57.2%)
Houston-Pasadena-The Woodlands: $1,497/mo Portland-South Portland: $2,353/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$5.12/hr (21.6%)
Houston-Pasadena-The Woodlands: $23.75/hr Portland-South Portland: $28.87/hr
2 Adults + 1 Child (per earner) +$7.37/hr (35.8%)
Houston-Pasadena-The Woodlands: $20.58/hr Portland-South Portland: $27.95/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Houston-Pasadena-The Woodlands Median Portland-South Portland Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$119,600$105,390-$14,210 (-11.9%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$99,830$88,470-$11,360 (-11.4%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$99,510$105,530+$6,020 (+6.0%)View Dossier
Accountant & AuditorFinanceFinance$85,090$79,790-$5,300 (-6.2%)View Dossier
Software EngineerTechnologyTechnology$129,440$128,710-$730 (-0.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,180$71,660+$12,480 (+21.1%)View Dossier
Financial ManagerFinanceFinance$166,910$138,590-$28,320 (-17.0%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$63,180$75,460+$12,280 (+19.4%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$46,630$60,860+$14,230 (+30.5%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$103,530$117,260+$13,730 (+13.3%)View Dossier
WelderSkilled TradesSkilled Trades$57,940$66,420+$8,480 (+14.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$135,880$174,990+$39,110 (+28.8%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Houston-Pasadena-The Woodlands, TX to Portland-South Portland, ME Relocation FAQs

About $121,600. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 130.5 in Portland-South Portland, ME, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Houston-Pasadena-The Woodlands, TX to Portland-South Portland, ME: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Portland-South Portland, ME to Houston-Pasadena-The Woodlands, TX
Relocation: Houston-Pasadena, TX to Portland Metro, ME Overview

Houston-Pasadena-The Woodlands, TX to Portland-South Portland, ME: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Houston-Pasadena, TX to Portland Metro, ME compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Portland-South Portland, ME to match $100,000 in Houston-Pasadena-The Woodlands, TX?

About $121,600. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 130.5 in Portland-South Portland, ME, from EPI family budgets); taxes are compared separately below.

Is Portland-South Portland, ME cheaper than Houston-Pasadena-The Woodlands, TX?

EPI's family budgets for a single adult put overall living costs 21.6% higher in Portland-South Portland, ME than in Houston-Pasadena-The Woodlands, TX. The budgets cover housing, food, transportation, health care and other necessities.