2026 Relocation & Cost Arbitrage Engine

Relocation: Portland Metro, ME to Houston-Pasadena, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Portland-South Portland, ME to Houston-Pasadena-The Woodlands, TX.

Popular Corridors:
Equivalent Salary
$82,300
To maintain parity
Cost of Living Delta
-17.7%
Overall expenditure basket
Annual Tax Delta
+$5,129
State + local taxes
Annual 1BR Rent Delta
-$7,236
HUD Fair Market Rents
Net Annual Buffer
+$12,365/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Portland-South Portland, ME

COL 130.5
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$5,129
Local / City Tax $0
Net Annual Take-Home $74,051
HUD 1BR Fair Market Rent -$22,368
Discretionary Cash Flow $51,683
Target Market
Destination Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Parity Income $82,300
Federal Income Tax -$9,276
FICA (SS & Medicare) -$6,296
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $66,728
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $51,596

EPI family budgets put living costs 17.7% lower in Houston-Pasadena-The Woodlands, TX than in Portland-South Portland, ME, so $100,000 in Portland goes about as far as $82,300 in Houston. HUD's one-bedroom Fair Market Rent is $1,864 a month in Portland and $1,261 in Houston, $7,236 a year less. On the same $100,000 salary a single filer pays $5,129 less a year in federal, state and local income tax and FICA in Houston. Taxes and one-bedroom rent together leave you about $12,365 a year better off. The BLS median wage across all occupations is $56,960 in Portland and $49,410 in Houston.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Portland-South Portland (Monthly) Houston-Pasadena-The Woodlands (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,864$1,261-$603-32.3%
Food & Groceries$403$321-$82-20.3%
Transportation$1,069$1,015-$54-5.1%
Healthcare$518$422-$96-18.5%
Other Necessities$553$480-$73-13.2%
Total Taxes (Federal, State, Local, FICA)$2,162$1,735-$427-19.8%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$603/mo (-32.3%)
Portland-South Portland: $1,864/mo Houston-Pasadena-The Woodlands: $1,261/mo
2-Bedroom Fair Market Rent -$856/mo (-36.4%)
Portland-South Portland: $2,353/mo Houston-Pasadena-The Woodlands: $1,497/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$5.12/hr (-17.7%)
Portland-South Portland: $28.87/hr Houston-Pasadena-The Woodlands: $23.75/hr
2 Adults + 1 Child (per earner) -$7.37/hr (-26.4%)
Portland-South Portland: $27.95/hr Houston-Pasadena-The Woodlands: $20.58/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Portland-South Portland Median Houston-Pasadena-The Woodlands Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$105,390$119,600+$14,210 (+13.5%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$88,470$99,830+$11,360 (+12.8%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$105,530$99,510-$6,020 (-5.7%)View Dossier
Accountant & AuditorFinanceFinance$79,790$85,090+$5,300 (+6.6%)View Dossier
Software EngineerTechnologyTechnology$128,710$129,440+$730 (+0.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$71,660$59,180-$12,480 (-17.4%)View Dossier
Financial ManagerFinanceFinance$138,590$166,910+$28,320 (+20.4%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$75,460$63,180-$12,280 (-16.3%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$60,860$46,630-$14,230 (-23.4%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$117,260$103,530-$13,730 (-11.7%)View Dossier
WelderSkilled TradesSkilled Trades$66,420$57,940-$8,480 (-12.8%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$174,990$135,880-$39,110 (-22.3%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Portland-South Portland, ME to Houston-Pasadena-The Woodlands, TX Relocation FAQs

About $82,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (130.5 in Portland-South Portland, ME, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Portland-South Portland, ME to Houston-Pasadena-The Woodlands, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Houston-Pasadena-The Woodlands, TX to Portland-South Portland, ME
Relocation: Portland Metro, ME to Houston-Pasadena, TX Overview

Portland-South Portland, ME to Houston-Pasadena-The Woodlands, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Portland Metro, ME to Houston-Pasadena, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Houston-Pasadena-The Woodlands, TX to match $100,000 in Portland-South Portland, ME?

About $82,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (130.5 in Portland-South Portland, ME, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Is Houston-Pasadena-The Woodlands, TX cheaper than Portland-South Portland, ME?

EPI's family budgets for a single adult put overall living costs 17.7% lower in Houston-Pasadena-The Woodlands, TX than in Portland-South Portland, ME. The budgets cover housing, food, transportation, health care and other necessities.