2026 Relocation & Cost Arbitrage Engine

Relocation: Houston-Pasadena-The Woodlands, TX to Raleigh-Cary, NC

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Houston-Pasadena-The Woodlands, TX to Raleigh-Cary, NC.

Popular Corridors:
Equivalent Salary
$126,900
To maintain parity
Cost of Living Delta
+26.9%
Overall expenditure basket
Annual Tax Delta
-$3,481
State + local taxes
Annual 1BR Rent Delta
+$3,492
HUD Fair Market Rents
Net Annual Buffer
-$6,973/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $64,048
Target Market
Destination Location

Raleigh-Cary, NC

COL 136.2
Gross Parity Income $126,900
Federal Income Tax -$19,190
FICA (SS & Medicare) -$9,708
State Income Tax -$4,555
Local / City Tax $0
Net Annual Take-Home $93,448
HUD 1BR Fair Market Rent -$18,624
Discretionary Cash Flow $74,824

EPI family budgets put living costs 26.9% higher in Raleigh-Cary, NC than in Houston-Pasadena-The Woodlands, TX, so $100,000 in Houston goes about as far as $126,900 in Raleigh. HUD's one-bedroom Fair Market Rent is $1,261 a month in Houston and $1,552 in Raleigh, $3,492 a year more. On the same $100,000 salary a single filer pays $3,481 more a year in federal, state and local income tax and FICA in Raleigh. Taxes and one-bedroom rent together leave you about $6,973 a year worse off. The BLS median wage across all occupations is $49,410 in Houston and $51,990 in Raleigh.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Houston-Pasadena-The Woodlands (Monthly) Raleigh-Cary (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,261$1,552+$291+23.1%
Food & Groceries$321$382+$61+19.0%
Transportation$1,015$1,109+$94+9.3%
Healthcare$422$451+$29+6.9%
Other Necessities$480$595+$115+24.0%
Total Taxes (Federal, State, Local, FICA)$1,735$2,025+$290+16.7%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$291/mo (23.1%)
Houston-Pasadena-The Woodlands: $1,261/mo Raleigh-Cary: $1,552/mo
2-Bedroom Fair Market Rent +$192/mo (12.8%)
Houston-Pasadena-The Woodlands: $1,497/mo Raleigh-Cary: $1,689/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$6.38/hr (26.9%)
Houston-Pasadena-The Woodlands: $23.75/hr Raleigh-Cary: $30.13/hr
2 Adults + 1 Child (per earner) +$3.84/hr (18.7%)
Houston-Pasadena-The Woodlands: $20.58/hr Raleigh-Cary: $24.42/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Houston-Pasadena-The Woodlands Median Raleigh-Cary Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$119,600$114,940-$4,660 (-3.9%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$99,830$84,830-$15,000 (-15.0%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$99,510$102,280+$2,770 (+2.8%)View Dossier
Accountant & AuditorFinanceFinance$85,090$81,950-$3,140 (-3.7%)View Dossier
Software EngineerTechnologyTechnology$129,440$132,770+$3,330 (+2.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,180$56,800-$2,380 (-4.0%)View Dossier
Financial ManagerFinanceFinance$166,910$163,130-$3,780 (-2.3%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$63,180$62,080-$1,100 (-1.7%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$135,880$163,520+$27,640 (+20.3%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$103,530$119,700+$16,170 (+15.6%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$172,160$173,960+$1,800 (+1.0%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$46,630$49,460+$2,830 (+6.1%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Houston-Pasadena-The Woodlands, TX to Raleigh-Cary, NC Relocation FAQs

About $126,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 136.2 in Raleigh-Cary, NC, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Houston-Pasadena-The Woodlands, TX to Raleigh-Cary, NC: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Raleigh-Cary, NC to Houston-Pasadena-The Woodlands, TX
Relocation: Houston-Pasadena-The Woodlands, TX to Raleigh-Cary, NC Overview

Houston-Pasadena-The Woodlands, TX to Raleigh-Cary, NC: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same. Official 2026 economic data for Relocation: Houston-Pasadena-The Woodlands, TX to Raleigh-Cary, NC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Raleigh-Cary, NC to match $100,000 in Houston-Pasadena-The Woodlands, TX?

About $126,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 136.2 in Raleigh-Cary, NC, from EPI family budgets); taxes are compared separately below.

Is Raleigh-Cary, NC cheaper than Houston-Pasadena-The Woodlands, TX?

EPI's family budgets for a single adult put overall living costs 26.9% higher in Raleigh-Cary, NC than in Houston-Pasadena-The Woodlands, TX. The budgets cover housing, food, transportation, health care and other necessities.