2026 Relocation & Cost Arbitrage Engine

Relocation: Houston-Pasadena-The Woodlands, TX to Topeka, KS

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Houston-Pasadena-The Woodlands, TX to Topeka, KS.

Popular Corridors:
Equivalent Salary
$89,700
To maintain parity
Cost of Living Delta
-10.3%
Overall expenditure basket
Annual Tax Delta
-$4,780
State + local taxes
Annual 1BR Rent Delta
-$4,176
HUD Fair Market Rents
Net Annual Buffer
-$604/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $64,048
Target Market
Destination Location

Topeka, KS

COL 96.3
Gross Parity Income $89,700
Federal Income Tax -$10,904
FICA (SS & Medicare) -$6,862
State Income Tax -$4,206
Local / City Tax $0
Net Annual Take-Home $67,728
HUD 1BR Fair Market Rent -$10,956
Discretionary Cash Flow $56,772

EPI family budgets put living costs 10.3% lower in Topeka, KS than in Houston-Pasadena-The Woodlands, TX, so $100,000 in Houston goes about as far as $89,700 in Topeka. HUD's one-bedroom Fair Market Rent is $1,261 a month in Houston and $913 in Topeka, $4,176 a year less. On the same $100,000 salary a single filer pays $4,780 more a year in federal, state and local income tax and FICA in Topeka. Taxes and one-bedroom rent together leave you about $604 a year worse off. The BLS median wage across all occupations is $49,410 in Houston and $49,540 in Topeka.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Houston-Pasadena-The Woodlands (Monthly) Topeka (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,261$913-$348-27.6%
Food & Groceries$321$349+$28+8.7%
Transportation$1,015$1,056+$41+4.0%
Healthcare$422$492+$70+16.6%
Other Necessities$480$340-$140-29.2%
Total Taxes (Federal, State, Local, FICA)$1,735$2,133+$398+22.9%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$348/mo (-27.6%)
Houston-Pasadena-The Woodlands: $1,261/mo Topeka: $913/mo
2-Bedroom Fair Market Rent -$325/mo (-21.7%)
Houston-Pasadena-The Woodlands: $1,497/mo Topeka: $1,172/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$2.45/hr (-10.3%)
Houston-Pasadena-The Woodlands: $23.75/hr Topeka: $21.30/hr
2 Adults + 1 Child (per earner) -$1.19/hr (-5.8%)
Houston-Pasadena-The Woodlands: $20.58/hr Topeka: $19.39/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Houston-Pasadena-The Woodlands Median Topeka Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$119,600$85,080-$34,520 (-28.9%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$99,830$81,820-$18,010 (-18.0%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$99,510$100,000+$490 (+0.5%)View Dossier
Accountant & AuditorFinanceFinance$85,090$76,280-$8,810 (-10.4%)View Dossier
Software EngineerTechnologyTechnology$129,440$111,870-$17,570 (-13.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,180$65,520+$6,340 (+10.7%)View Dossier
Financial ManagerFinanceFinance$166,910$145,950-$20,960 (-12.6%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$63,180$70,650+$7,470 (+11.8%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$46,630$57,050+$10,420 (+22.3%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$135,880$154,970+$19,090 (+14.0%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$103,530$123,180+$19,650 (+19.0%)View Dossier
WelderSkilled TradesSkilled Trades$57,940$51,390-$6,550 (-11.3%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Houston-Pasadena-The Woodlands, TX to Topeka, KS Relocation FAQs

About $89,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 96.3 in Topeka, KS, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Houston-Pasadena-The Woodlands, TX to Topeka, KS: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Topeka, KS to Houston-Pasadena-The Woodlands, TX
Relocation: Houston-Pasadena-The Woodlands, TX to Topeka, KS Overview

Houston-Pasadena-The Woodlands, TX to Topeka, KS: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same salary.

Quick answers
How much salary do I need in Topeka, KS to match $100,000 in Houston-Pasadena-The Woodlands, TX?

About $89,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 96.3 in Topeka, KS, from EPI family budgets); taxes are compared separately below.

Is Topeka, KS cheaper than Houston-Pasadena-The Woodlands, TX?

EPI's family budgets for a single adult put overall living costs 10.3% lower in Topeka, KS than in Houston-Pasadena-The Woodlands, TX. The budgets cover housing, food, transportation, health care and other necessities.