2026 Relocation & Cost Arbitrage Engine

Relocation: Topeka, KS to Houston-Pasadena-The Woodlands, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Topeka, KS to Houston-Pasadena-The Woodlands, TX.

Popular Corridors:
Equivalent Salary
$111,500
To maintain parity
Cost of Living Delta
+11.5%
Overall expenditure basket
Annual Tax Delta
+$4,780
State + local taxes
Annual 1BR Rent Delta
+$4,176
HUD Fair Market Rents
Net Annual Buffer
+$604/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Topeka, KS

COL 96.3
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,780
Local / City Tax $0
Net Annual Take-Home $74,400
HUD 1BR Fair Market Rent -$10,956
Discretionary Cash Flow $63,444
Target Market
Destination Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Parity Income $111,500
Federal Income Tax -$15,700
FICA (SS & Medicare) -$8,530
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $87,270
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $72,138

EPI family budgets put living costs 11.5% higher in Houston-Pasadena-The Woodlands, TX than in Topeka, KS, so $100,000 in Topeka goes about as far as $111,500 in Houston. HUD's one-bedroom Fair Market Rent is $913 a month in Topeka and $1,261 in Houston, $4,176 a year more. On the same $100,000 salary a single filer pays $4,780 less a year in federal, state and local income tax and FICA in Houston. Taxes and one-bedroom rent together leave you about $604 a year better off. The BLS median wage across all occupations is $49,540 in Topeka and $49,410 in Houston.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Topeka (Monthly) Houston-Pasadena-The Woodlands (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$913$1,261+$348+38.1%
Food & Groceries$349$321-$28-8.0%
Transportation$1,056$1,015-$41-3.9%
Healthcare$492$422-$70-14.2%
Other Necessities$340$480+$140+41.2%
Total Taxes (Federal, State, Local, FICA)$2,133$1,735-$398-18.7%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$348/mo (38.1%)
Topeka: $913/mo Houston-Pasadena-The Woodlands: $1,261/mo
2-Bedroom Fair Market Rent +$325/mo (27.7%)
Topeka: $1,172/mo Houston-Pasadena-The Woodlands: $1,497/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$2.45/hr (11.5%)
Topeka: $21.30/hr Houston-Pasadena-The Woodlands: $23.75/hr
2 Adults + 1 Child (per earner) +$1.19/hr (6.1%)
Topeka: $19.39/hr Houston-Pasadena-The Woodlands: $20.58/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Topeka Median Houston-Pasadena-The Woodlands Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$85,080$119,600+$34,520 (+40.6%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$81,820$99,830+$18,010 (+22.0%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$100,000$99,510-$490 (-0.5%)View Dossier
Accountant & AuditorFinanceFinance$76,280$85,090+$8,810 (+11.5%)View Dossier
Software EngineerTechnologyTechnology$111,870$129,440+$17,570 (+15.7%)View Dossier
ElectricianSkilled TradesSkilled Trades$65,520$59,180-$6,340 (-9.7%)View Dossier
Financial ManagerFinanceFinance$145,950$166,910+$20,960 (+14.4%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$70,650$63,180-$7,470 (-10.6%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$57,050$46,630-$10,420 (-18.3%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$154,970$135,880-$19,090 (-12.3%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$123,180$103,530-$19,650 (-16.0%)View Dossier
WelderSkilled TradesSkilled Trades$51,390$57,940+$6,550 (+12.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Topeka, KS to Houston-Pasadena-The Woodlands, TX Relocation FAQs

About $111,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (96.3 in Topeka, KS, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Topeka, KS to Houston-Pasadena-The Woodlands, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Houston-Pasadena-The Woodlands, TX to Topeka, KS
Relocation: Topeka, KS to Houston-Pasadena-The Woodlands, TX Overview

Topeka, KS to Houston-Pasadena-The Woodlands, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same salary.

Quick answers
How much salary do I need in Houston-Pasadena-The Woodlands, TX to match $100,000 in Topeka, KS?

About $111,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (96.3 in Topeka, KS, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Is Houston-Pasadena-The Woodlands, TX cheaper than Topeka, KS?

EPI's family budgets for a single adult put overall living costs 11.5% higher in Houston-Pasadena-The Woodlands, TX than in Topeka, KS. The budgets cover housing, food, transportation, health care and other necessities.