2026 Relocation & Cost Arbitrage Engine

Relocation: Idaho Falls, ID to New York-Newark-Jersey City, NY-NJ

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Idaho Falls, ID to New York-Newark-Jersey City, NY-NJ.

Popular Corridors:
Equivalent Salary
$164,400
To maintain parity
Cost of Living Delta
+64.4%
Overall expenditure basket
Annual Tax Delta
-$4,109
State + local taxes
Annual 1BR Rent Delta
+$19,980
HUD Fair Market Rents
Net Annual Buffer
-$24,089/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Idaho Falls, ID

COL 110.1
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,192
Local / City Tax $0
Net Annual Take-Home $74,988
HUD 1BR Fair Market Rent -$12,768
Discretionary Cash Flow $62,220
Target Market
Destination Location

New York-Newark-Jersey City, NY-NJ

COL 181.0
Gross Parity Income $164,400
Federal Income Tax -$28,190
FICA (SS & Medicare) -$12,577
State Income Tax -$9,228
Local / City Tax -$5,937
Net Annual Take-Home $108,469
HUD 1BR Fair Market Rent -$32,748
Discretionary Cash Flow $75,721

EPI family budgets put living costs 64.4% higher in New York-Newark-Jersey City, NY-NJ than in Idaho Falls, ID, so $100,000 in Idaho Falls goes about as far as $164,400 in New York. HUD's one-bedroom Fair Market Rent is $1,064 a month in Idaho Falls and $2,729 in New York, $19,980 a year more. On the same $100,000 salary a single filer pays $4,109 more a year in federal, state and local income tax and FICA in New York. Taxes and one-bedroom rent together leave you about $24,089 a year worse off. The BLS median wage across all occupations is $46,800 in Idaho Falls and $61,430 in New York.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Idaho Falls (Monthly) New York-Newark-Jersey City (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,064$2,729+$1,665+156.5%
Food & Groceries$363$426+$63+17.4%
Transportation$1,133$693-$440-38.8%
Healthcare$414$748+$334+80.7%
Other Necessities$434$879+$445+102.5%
Total Taxes (Federal, State, Local, FICA)$2,084$2,427+$343+16.5%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$1,665/mo (156.5%)
Idaho Falls: $1,064/mo New York-Newark-Jersey City: $2,729/mo
2-Bedroom Fair Market Rent +$1,697/mo (133.2%)
Idaho Falls: $1,274/mo New York-Newark-Jersey City: $2,971/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$15.68/hr (64.4%)
Idaho Falls: $24.35/hr New York-Newark-Jersey City: $40.03/hr
2 Adults + 1 Child (per earner) +$13.65/hr (66.5%)
Idaho Falls: $20.54/hr New York-Newark-Jersey City: $34.19/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Idaho Falls Median New York-Newark-Jersey City Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$84,110$119,720+$35,610 (+42.3%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$80,380$157,000+$76,620 (+95.3%)View Dossier
Software EngineerTechnologyTechnology$123,450$166,830+$43,380 (+35.1%)View Dossier
Accountant & AuditorFinanceFinance$74,410$105,650+$31,240 (+42.0%)View Dossier
Financial ManagerFinanceFinance$128,500$221,010+$92,510 (+72.0%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,250$126,660+$24,410 (+23.9%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$82,690$124,390+$41,700 (+50.4%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$166,110$215,300+$49,190 (+29.6%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$135,560$192,840+$57,280 (+42.3%)View Dossier
Financial AnalystFinanceFinance$119,170$128,930+$9,760 (+8.2%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$131,680$215,150+$83,470 (+63.4%)View Dossier
ElectricianSkilled TradesSkilled Trades$65,350$79,020+$13,670 (+20.9%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Idaho Falls, ID to New York-Newark-Jersey City, NY-NJ Relocation FAQs

About $164,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (110.1 in Idaho Falls, ID, 181.0 in New York-Newark-Jersey City, NY-NJ, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Idaho Falls, ID to New York-Newark-Jersey City, NY-NJ: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: New York-Newark-Jersey City, NY-NJ to Idaho Falls, ID
Relocation: Idaho Falls, ID to New York-Newark-Jersey City, NY-NJ Overview

Idaho Falls, ID to New York-Newark-Jersey City, NY-NJ: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in New York-Newark-Jersey City, NY-NJ to match $100,000 in Idaho Falls, ID?

About $164,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (110.1 in Idaho Falls, ID, 181.0 in New York-Newark-Jersey City, NY-NJ, from EPI family budgets); taxes are compared separately below.

Is New York-Newark-Jersey City, NY-NJ cheaper than Idaho Falls, ID?

EPI's family budgets for a single adult put overall living costs 64.4% higher in New York-Newark-Jersey City, NY-NJ than in Idaho Falls, ID. The budgets cover housing, food, transportation, health care and other necessities.