2026 Relocation & Cost Arbitrage Engine

Relocation: Janesville-Beloit, WI to Austin-Round Rock, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Janesville-Beloit, WI to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$129,000
To maintain parity
Cost of Living Delta
+29.0%
Overall expenditure basket
Annual Tax Delta
+$4,428
State + local taxes
Annual 1BR Rent Delta
+$6,384
HUD Fair Market Rents
Net Annual Buffer
-$1,956/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Janesville-Beloit, WI

COL 97.3
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,428
Local / City Tax $0
Net Annual Take-Home $74,752
HUD 1BR Fair Market Rent -$11,976
Discretionary Cash Flow $62,776
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $129,000
Federal Income Tax -$19,694
FICA (SS & Medicare) -$9,869
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $99,438
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $81,078

EPI family budgets put living costs 29.0% higher in Austin-Round Rock-San Marcos, TX than in Janesville-Beloit, WI, so $100,000 in Janesville goes about as far as $129,000 in Austin. HUD's one-bedroom Fair Market Rent is $998 a month in Janesville and $1,530 in Austin, $6,384 a year more. On the same $100,000 salary a single filer pays $4,428 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $1,956 a year worse off. The BLS median wage across all occupations is $48,390 in Janesville and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Janesville-Beloit (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$998$1,530+$532+53.3%
Food & Groceries$352$334-$18-5.1%
Transportation$1,069$1,062-$7-0.7%
Healthcare$418$467+$49+11.7%
Other Necessities$365$585+$220+60.3%
Total Taxes (Federal, State, Local, FICA)$2,104$1,735-$369-17.5%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$532/mo (53.3%)
Janesville-Beloit: $998/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$537/mo (42.0%)
Janesville-Beloit: $1,280/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$6.24/hr (29.0%)
Janesville-Beloit: $21.53/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) +$1.88/hr (8.6%)
Janesville-Beloit: $21.90/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Janesville-Beloit Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$121,540$117,850-$3,690 (-3.0%)View Dossier
Software EngineerTechnologyTechnology$105,670$134,120+$28,450 (+26.9%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$93,030$97,890+$4,860 (+5.2%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$92,280$102,390+$10,110 (+11.0%)View Dossier
Accountant & AuditorFinanceFinance$77,100$83,120+$6,020 (+7.8%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$157,340$176,990+$19,650 (+12.5%)View Dossier
Solutions ArchitectTechnologyTechnology$82,630$129,470+$46,840 (+56.7%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$129,940$151,760+$21,820 (+16.8%)View Dossier
ElectricianSkilled TradesSkilled Trades$82,170$60,390-$21,780 (-26.5%)View Dossier
Financial ManagerFinanceFinance$138,360$167,180+$28,820 (+20.8%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$130,190$164,920+$34,730 (+26.7%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$92,990$106,600+$13,610 (+14.6%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Janesville-Beloit, WI to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $129,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (97.3 in Janesville-Beloit, WI, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Janesville-Beloit, WI to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Janesville-Beloit, WI
Relocation: Janesville-Beloit, WI to Austin-Round Rock, TX Overview

Janesville-Beloit, WI to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Janesville-Beloit, WI to Austin-Round Rock, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Janesville-Beloit, WI?

About $129,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (97.3 in Janesville-Beloit, WI, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Janesville-Beloit, WI?

EPI's family budgets for a single adult put overall living costs 29.0% higher in Austin-Round Rock-San Marcos, TX than in Janesville-Beloit, WI. The budgets cover housing, food, transportation, health care and other necessities.