2026 Relocation & Cost Arbitrage Engine

Relocation: New York-Newark, NY-NJ to Davenport-Moline, IA-IL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from New York-Newark-Jersey City, NY-NJ to Davenport-Moline-Rock Island, IA-IL.

Popular Corridors:
Equivalent Salary
$52,100
To maintain parity
Cost of Living Delta
-47.9%
Overall expenditure basket
Annual Tax Delta
+$5,153
State + local taxes
Annual 1BR Rent Delta
-$22,524
HUD Fair Market Rents
Net Annual Buffer
+$27,677/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

New York-Newark-Jersey City, NY-NJ

COL 181.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,860
Local / City Tax -$3,441
Net Annual Take-Home $70,879
HUD 1BR Fair Market Rent -$32,748
Discretionary Cash Flow $38,131
Target Market
Destination Location

Davenport-Moline-Rock Island, IA-IL

COL 94.3
Gross Parity Income $52,100
Federal Income Tax -$4,072
FICA (SS & Medicare) -$3,986
State Income Tax -$1,328
Local / City Tax $0
Net Annual Take-Home $42,714
HUD 1BR Fair Market Rent -$10,224
Discretionary Cash Flow $32,490

EPI family budgets put living costs 47.9% lower in Davenport-Moline-Rock Island, IA-IL than in New York-Newark-Jersey City, NY-NJ, so $100,000 in New York goes about as far as $52,100 in Davenport. HUD's one-bedroom Fair Market Rent is $2,729 a month in New York and $852 in Davenport, $22,524 a year less. On the same $100,000 salary a single filer pays $5,153 less a year in federal, state and local income tax and FICA in Davenport. Taxes and one-bedroom rent together leave you about $27,677 a year better off. The BLS median wage across all occupations is $61,430 in New York and $48,550 in Davenport.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category New York-Newark-Jersey City (Monthly) Davenport-Moline-Rock Island (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$2,729$852-$1,877-68.8%
Food & Groceries$426$345-$81-19.0%
Transportation$693$1,031+$338+48.8%
Healthcare$748$483-$265-35.4%
Other Necessities$879$327-$552-62.8%
Total Taxes (Federal, State, Local, FICA)$2,427$1,997-$430-17.7%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$1,877/mo (-68.8%)
New York-Newark-Jersey City: $2,729/mo Davenport-Moline-Rock Island: $852/mo
2-Bedroom Fair Market Rent -$1,915/mo (-64.5%)
New York-Newark-Jersey City: $2,971/mo Davenport-Moline-Rock Island: $1,056/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$19.18/hr (-47.9%)
New York-Newark-Jersey City: $40.03/hr Davenport-Moline-Rock Island: $20.85/hr
2 Adults + 1 Child (per earner) -$14.01/hr (-41.0%)
New York-Newark-Jersey City: $34.19/hr Davenport-Moline-Rock Island: $20.18/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector New York-Newark-Jersey City Median Davenport-Moline-Rock Island Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$119,720$77,150-$42,570 (-35.6%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$157,000$91,140-$65,860 (-41.9%)View Dossier
Software EngineerTechnologyTechnology$166,830$115,780-$51,050 (-30.6%)View Dossier
Accountant & AuditorFinanceFinance$105,650$77,600-$28,050 (-26.5%)View Dossier
Financial ManagerFinanceFinance$221,010$139,150-$81,860 (-37.0%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$126,660$102,880-$23,780 (-18.8%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$124,390$93,530-$30,860 (-24.8%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$215,300$159,590-$55,710 (-25.9%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$192,840$141,300-$51,540 (-26.7%)View Dossier
Financial AnalystFinanceFinance$128,930$105,850-$23,080 (-17.9%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$215,150$128,420-$86,730 (-40.3%)View Dossier
ElectricianSkilled TradesSkilled Trades$79,020$76,950-$2,070 (-2.6%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

New York-Newark-Jersey City, NY-NJ to Davenport-Moline-Rock Island, IA-IL Relocation FAQs

About $52,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (181.0 in New York-Newark-Jersey City, NY-NJ, 94.3 in Davenport-Moline-Rock Island, IA-IL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

New York-Newark-Jersey City, NY-NJ to Davenport-Moline-Rock Island, IA-IL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Davenport-Moline-Rock Island, IA-IL to New York-Newark-Jersey City, NY-NJ
Relocation: New York-Newark, NY-NJ to Davenport-Moline, IA-IL Overview

New York-Newark-Jersey City, NY-NJ to Davenport-Moline-Rock Island, IA-IL: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs. Official 2026 economic data for Relocation: New York-Newark, NY-NJ to Davenport-Moline, IA-IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Davenport-Moline-Rock Island, IA-IL to match $100,000 in New York-Newark-Jersey City, NY-NJ?

About $52,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (181.0 in New York-Newark-Jersey City, NY-NJ, 94.3 in Davenport-Moline-Rock Island, IA-IL, from EPI family budgets); taxes are compared separately below.

Is Davenport-Moline-Rock Island, IA-IL cheaper than New York-Newark-Jersey City, NY-NJ?

EPI's family budgets for a single adult put overall living costs 47.9% lower in Davenport-Moline-Rock Island, IA-IL than in New York-Newark-Jersey City, NY-NJ. The budgets cover housing, food, transportation, health care and other necessities.