2026 Relocation & Cost Arbitrage Engine

Relocation: Omaha, NE-IA to Peoria, IL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Omaha, NE-IA to Peoria, IL.

Popular Corridors:
Equivalent Salary
$91,900
To maintain parity
Cost of Living Delta
-8.1%
Overall expenditure basket
Annual Tax Delta
-$1,135
State + local taxes
Annual 1BR Rent Delta
-$3,096
HUD Fair Market Rents
Net Annual Buffer
+$1,961/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Omaha, NE-IA

COL 108.3
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,670
Local / City Tax $0
Net Annual Take-Home $75,510
HUD 1BR Fair Market Rent -$14,628
Discretionary Cash Flow $60,882
Target Market
Destination Location

Peoria, IL

COL 99.6
Gross Parity Income $91,900
Federal Income Tax -$11,388
FICA (SS & Medicare) -$7,030
State Income Tax -$4,404
Local / City Tax $0
Net Annual Take-Home $69,077
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $57,545

EPI family budgets put living costs 8.1% lower in Peoria, IL than in Omaha, NE-IA, so $100,000 in Omaha goes about as far as $91,900 in Peoria. HUD's one-bedroom Fair Market Rent is $1,219 a month in Omaha and $961 in Peoria, $3,096 a year less. On the same $100,000 salary a single filer pays $1,135 more a year in federal, state and local income tax and FICA in Peoria. Taxes and one-bedroom rent together leave you about $1,961 a year better off. The BLS median wage across all occupations is $49,660 in Omaha and $49,590 in Peoria.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Omaha (Monthly) Peoria (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,219$961-$258-21.2%
Food & Groceries$359$353-$6-1.7%
Transportation$1,069$1,052-$17-1.6%
Healthcare$513$590+$77+15.0%
Other Necessities$419$332-$87-20.8%
Total Taxes (Federal, State, Local, FICA)$2,041$2,135+$94+4.6%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$258/mo (-21.2%)
Omaha: $1,219/mo Peoria: $961/mo
2-Bedroom Fair Market Rent -$238/mo (-16.4%)
Omaha: $1,450/mo Peoria: $1,212/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$1.94/hr (-8.1%)
Omaha: $23.96/hr Peoria: $22.02/hr
2 Adults + 1 Child (per earner) -$0.03/hr (-0.1%)
Omaha: $21.94/hr Peoria: $21.91/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Omaha Median Peoria Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$84,600$81,010-$3,590 (-4.2%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$90,620$98,290+$7,670 (+8.5%)View Dossier
Accountant & AuditorFinanceFinance$77,030$79,540+$2,510 (+3.3%)View Dossier
Software EngineerTechnologyTechnology$125,220$130,590+$5,370 (+4.3%)View Dossier
ElectricianSkilled TradesSkilled Trades$62,440$80,460+$18,020 (+28.9%)View Dossier
Financial ManagerFinanceFinance$140,390$155,840+$15,450 (+11.0%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$145,500$173,870+$28,370 (+19.5%)View Dossier
Plumber & PipefitterSkilled TradesSkilled Trades$63,400$85,090+$21,690 (+34.2%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$107,810$110,510+$2,700 (+2.5%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$102,520$105,900+$3,380 (+3.3%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$82,460$123,730+$41,270 (+50.0%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$130,100$131,660+$1,560 (+1.2%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Omaha, NE-IA to Peoria, IL Relocation FAQs

About $91,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (108.3 in Omaha, NE-IA, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Omaha, NE-IA to Peoria, IL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Peoria, IL to Omaha, NE-IA
Relocation: Omaha, NE-IA to Peoria, IL Overview

Omaha, NE-IA to Peoria, IL: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Omaha, NE-IA to Peoria, IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Peoria, IL to match $100,000 in Omaha, NE-IA?

About $91,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (108.3 in Omaha, NE-IA, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Is Peoria, IL cheaper than Omaha, NE-IA?

EPI's family budgets for a single adult put overall living costs 8.1% lower in Peoria, IL than in Omaha, NE-IA. The budgets cover housing, food, transportation, health care and other necessities.