2026 Relocation & Cost Arbitrage Engine

Relocation: Peoria, IL to Charlotte-Concord-Gastonia, NC-SC

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Peoria, IL to Charlotte-Concord-Gastonia, NC-SC.

Popular Corridors:
Equivalent Salary
$137,800
To maintain parity
Cost of Living Delta
+37.8%
Overall expenditure basket
Annual Tax Delta
+$1,324
State + local taxes
Annual 1BR Rent Delta
+$8,148
HUD Fair Market Rents
Net Annual Buffer
-$6,824/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Peoria, IL

COL 99.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,805
Local / City Tax $0
Net Annual Take-Home $74,375
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $62,843
Target Market
Destination Location

Charlotte-Concord-Gastonia, NC-SC

COL 137.2
Gross Parity Income $137,800
Federal Income Tax -$21,806
FICA (SS & Medicare) -$10,542
State Income Tax -$4,990
Local / City Tax $0
Net Annual Take-Home $100,463
HUD 1BR Fair Market Rent -$19,680
Discretionary Cash Flow $80,783

EPI family budgets put living costs 37.8% higher in Charlotte-Concord-Gastonia, NC-SC than in Peoria, IL, so $100,000 in Peoria goes about as far as $137,800 in Charlotte. HUD's one-bedroom Fair Market Rent is $961 a month in Peoria and $1,640 in Charlotte, $8,148 a year more. On the same $100,000 salary a single filer pays $1,324 less a year in federal, state and local income tax and FICA in Charlotte. Taxes and one-bedroom rent together leave you about $6,824 a year worse off. The BLS median wage across all occupations is $49,590 in Peoria and $49,990 in Charlotte.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Peoria (Monthly) Charlotte-Concord-Gastonia (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$961$1,640+$679+70.7%
Food & Groceries$353$375+$22+6.2%
Transportation$1,052$1,044-$8-0.8%
Healthcare$590$465-$125-21.2%
Other Necessities$332$609+$277+83.4%
Total Taxes (Federal, State, Local, FICA)$2,135$2,025-$110-5.2%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$679/mo (70.7%)
Peoria: $961/mo Charlotte-Concord-Gastonia: $1,640/mo
2-Bedroom Fair Market Rent +$573/mo (47.3%)
Peoria: $1,212/mo Charlotte-Concord-Gastonia: $1,785/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$8.32/hr (37.8%)
Peoria: $22.02/hr Charlotte-Concord-Gastonia: $30.34/hr
2 Adults + 1 Child (per earner) +$2.06/hr (9.4%)
Peoria: $21.91/hr Charlotte-Concord-Gastonia: $23.97/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Peoria Median Charlotte-Concord-Gastonia Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$81,010$90,620+$9,610 (+11.9%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$98,290$112,730+$14,440 (+14.7%)View Dossier
Software EngineerTechnologyTechnology$130,590$135,920+$5,330 (+4.1%)View Dossier
Accountant & AuditorFinanceFinance$79,540$92,910+$13,370 (+16.8%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$123,730$105,200-$18,530 (-15.0%)View Dossier
Financial ManagerFinanceFinance$155,840$172,760+$16,920 (+10.9%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$173,870$176,840+$2,970 (+1.7%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$96,530$102,920+$6,390 (+6.6%)View Dossier
Financial AnalystFinanceFinance$83,500$106,510+$23,010 (+27.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$131,660$162,000+$30,340 (+23.0%)View Dossier
ElectricianSkilled TradesSkilled Trades$80,460$59,080-$21,380 (-26.6%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$105,900$107,200+$1,300 (+1.2%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Peoria, IL to Charlotte-Concord-Gastonia, NC-SC Relocation FAQs

About $137,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 137.2 in Charlotte-Concord-Gastonia, NC-SC, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Peoria, IL to Charlotte-Concord-Gastonia, NC-SC: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Charlotte-Concord-Gastonia, NC-SC to Peoria, IL
Relocation: Peoria, IL to Charlotte-Concord-Gastonia, NC-SC Overview

Peoria, IL to Charlotte-Concord-Gastonia, NC-SC: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Peoria, IL to Charlotte-Concord-Gastonia, NC-SC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Charlotte-Concord-Gastonia, NC-SC to match $100,000 in Peoria, IL?

About $137,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 137.2 in Charlotte-Concord-Gastonia, NC-SC, from EPI family budgets); taxes are compared separately below.

Is Charlotte-Concord-Gastonia, NC-SC cheaper than Peoria, IL?

EPI's family budgets for a single adult put overall living costs 37.8% higher in Charlotte-Concord-Gastonia, NC-SC than in Peoria, IL. The budgets cover housing, food, transportation, health care and other necessities.