2026 Relocation & Cost Arbitrage Engine

Relocation: Provo-Orem, UT to New York-Newark, NY-NJ

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Provo-Orem-Lehi, UT to New York-Newark-Jersey City, NY-NJ.

Popular Corridors:
Equivalent Salary
$151,500
To maintain parity
Cost of Living Delta
+51.5%
Overall expenditure basket
Annual Tax Delta
-$3,801
State + local taxes
Annual 1BR Rent Delta
+$18,444
HUD Fair Market Rents
Net Annual Buffer
-$22,245/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Provo-Orem-Lehi, UT

COL 119.5
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,500
Local / City Tax $0
Net Annual Take-Home $74,680
HUD 1BR Fair Market Rent -$14,304
Discretionary Cash Flow $60,376
Target Market
Destination Location

New York-Newark-Jersey City, NY-NJ

COL 181.0
Gross Parity Income $151,500
Federal Income Tax -$25,094
FICA (SS & Medicare) -$11,590
State Income Tax -$8,397
Local / City Tax -$5,437
Net Annual Take-Home $100,982
HUD 1BR Fair Market Rent -$32,748
Discretionary Cash Flow $68,234

EPI family budgets put living costs 51.5% higher in New York-Newark-Jersey City, NY-NJ than in Provo-Orem-Lehi, UT, so $100,000 in Provo goes about as far as $151,500 in New York. HUD's one-bedroom Fair Market Rent is $1,192 a month in Provo and $2,729 in New York, $18,444 a year more. On the same $100,000 salary a single filer pays $3,801 more a year in federal, state and local income tax and FICA in New York. Taxes and one-bedroom rent together leave you about $22,245 a year worse off. The BLS median wage across all occupations is $48,010 in Provo and $61,430 in New York.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Provo-Orem-Lehi (Monthly) New York-Newark-Jersey City (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,192$2,729+$1,537+128.9%
Food & Groceries$343$426+$83+24.2%
Transportation$1,136$693-$443-39.0%
Healthcare$519$748+$229+44.1%
Other Necessities$468$879+$411+87.8%
Total Taxes (Federal, State, Local, FICA)$2,110$2,427+$317+15.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$1,537/mo (128.9%)
Provo-Orem-Lehi: $1,192/mo New York-Newark-Jersey City: $2,729/mo
2-Bedroom Fair Market Rent +$1,608/mo (118.0%)
Provo-Orem-Lehi: $1,363/mo New York-Newark-Jersey City: $2,971/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$13.61/hr (51.5%)
Provo-Orem-Lehi: $26.42/hr New York-Newark-Jersey City: $40.03/hr
2 Adults + 1 Child (per earner) +$11.80/hr (52.7%)
Provo-Orem-Lehi: $22.39/hr New York-Newark-Jersey City: $34.19/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Provo-Orem-Lehi Median New York-Newark-Jersey City Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$81,780$119,720+$37,940 (+46.4%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$95,790$157,000+$61,210 (+63.9%)View Dossier
Software EngineerTechnologyTechnology$131,210$166,830+$35,620 (+27.1%)View Dossier
Accountant & AuditorFinanceFinance$75,700$105,650+$29,950 (+39.6%)View Dossier
Financial ManagerFinanceFinance$154,990$221,010+$66,020 (+42.6%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$88,180$126,660+$38,480 (+43.6%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$63,690$124,390+$60,700 (+95.3%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$168,730$215,300+$46,570 (+27.6%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$158,630$192,840+$34,210 (+21.6%)View Dossier
Financial AnalystFinanceFinance$97,520$128,930+$31,410 (+32.2%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$135,210$215,150+$79,940 (+59.1%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,860$79,020+$18,160 (+29.8%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Provo-Orem-Lehi, UT to New York-Newark-Jersey City, NY-NJ Relocation FAQs

About $151,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (119.5 in Provo-Orem-Lehi, UT, 181.0 in New York-Newark-Jersey City, NY-NJ, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Provo-Orem-Lehi, UT to New York-Newark-Jersey City, NY-NJ: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: New York-Newark-Jersey City, NY-NJ to Provo-Orem-Lehi, UT
Relocation: Provo-Orem, UT to New York-Newark, NY-NJ Overview

Provo-Orem-Lehi, UT to New York-Newark-Jersey City, NY-NJ: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Provo-Orem, UT to New York-Newark, NY-NJ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in New York-Newark-Jersey City, NY-NJ to match $100,000 in Provo-Orem-Lehi, UT?

About $151,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (119.5 in Provo-Orem-Lehi, UT, 181.0 in New York-Newark-Jersey City, NY-NJ, from EPI family budgets); taxes are compared separately below.

Is New York-Newark-Jersey City, NY-NJ cheaper than Provo-Orem-Lehi, UT?

EPI's family budgets for a single adult put overall living costs 51.5% higher in New York-Newark-Jersey City, NY-NJ than in Provo-Orem-Lehi, UT. The budgets cover housing, food, transportation, health care and other necessities.