2026 Relocation & Cost Arbitrage Engine

Relocation: Salt Lake City Metro, UT to Houston-Pasadena, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Salt Lake City-Murray, UT to Houston-Pasadena-The Woodlands, TX.

Popular Corridors:
Equivalent Salary
$89,900
To maintain parity
Cost of Living Delta
-10.1%
Overall expenditure basket
Annual Tax Delta
+$4,500
State + local taxes
Annual 1BR Rent Delta
-$1,056
HUD Fair Market Rents
Net Annual Buffer
+$5,556/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Salt Lake City-Murray, UT

COL 119.5
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,500
Local / City Tax $0
Net Annual Take-Home $74,680
HUD 1BR Fair Market Rent -$16,188
Discretionary Cash Flow $58,492
Target Market
Destination Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Parity Income $89,900
Federal Income Tax -$10,948
FICA (SS & Medicare) -$6,877
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $72,075
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $56,943

EPI family budgets put living costs 10.1% lower in Houston-Pasadena-The Woodlands, TX than in Salt Lake City-Murray, UT, so $100,000 in Salt Lake City goes about as far as $89,900 in Houston. HUD's one-bedroom Fair Market Rent is $1,349 a month in Salt Lake City and $1,261 in Houston, $1,056 a year less. On the same $100,000 salary a single filer pays $4,500 less a year in federal, state and local income tax and FICA in Houston. Taxes and one-bedroom rent together leave you about $5,556 a year better off. The BLS median wage across all occupations is $55,240 in Salt Lake City and $49,410 in Houston.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Salt Lake City-Murray (Monthly) Houston-Pasadena-The Woodlands (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,349$1,261-$88-6.5%
Food & Groceries$356$321-$35-9.8%
Transportation$1,050$1,015-$35-3.3%
Healthcare$485$422-$63-13.0%
Other Necessities$496$480-$16-3.2%
Total Taxes (Federal, State, Local, FICA)$2,110$1,735-$375-17.8%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$88/mo (-6.5%)
Salt Lake City-Murray: $1,349/mo Houston-Pasadena-The Woodlands: $1,261/mo
2-Bedroom Fair Market Rent -$118/mo (-7.3%)
Salt Lake City-Murray: $1,615/mo Houston-Pasadena-The Woodlands: $1,497/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$2.67/hr (-10.1%)
Salt Lake City-Murray: $26.42/hr Houston-Pasadena-The Woodlands: $23.75/hr
2 Adults + 1 Child (per earner) -$3.21/hr (-13.5%)
Salt Lake City-Murray: $23.79/hr Houston-Pasadena-The Woodlands: $20.58/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Salt Lake City-Murray Median Houston-Pasadena-The Woodlands Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$103,710$119,600+$15,890 (+15.3%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$85,890$99,830+$13,940 (+16.2%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$98,000$99,510+$1,510 (+1.5%)View Dossier
Software EngineerTechnologyTechnology$129,600$129,440-$160 (-0.1%)View Dossier
Accountant & AuditorFinanceFinance$82,100$85,090+$2,990 (+3.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$62,620$59,180-$3,440 (-5.5%)View Dossier
Financial ManagerFinanceFinance$158,720$166,910+$8,190 (+5.2%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$143,930$135,880-$8,050 (-5.6%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$74,460$63,180-$11,280 (-15.1%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$49,790$46,630-$3,160 (-6.3%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$160,810$172,160+$11,350 (+7.1%)View Dossier
WelderSkilled TradesSkilled Trades$60,190$57,940-$2,250 (-3.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Salt Lake City-Murray, UT to Houston-Pasadena-The Woodlands, TX Relocation FAQs

About $89,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (119.5 in Salt Lake City-Murray, UT, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Salt Lake City-Murray, UT to Houston-Pasadena-The Woodlands, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Houston-Pasadena-The Woodlands, TX to Salt Lake City-Murray, UT
Relocation: Salt Lake City Metro, UT to Houston-Pasadena, TX Overview

Salt Lake City-Murray, UT to Houston-Pasadena-The Woodlands, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Salt Lake City Metro, UT to Houston-Pasadena, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Houston-Pasadena-The Woodlands, TX to match $100,000 in Salt Lake City-Murray, UT?

About $89,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (119.5 in Salt Lake City-Murray, UT, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Is Houston-Pasadena-The Woodlands, TX cheaper than Salt Lake City-Murray, UT?

EPI's family budgets for a single adult put overall living costs 10.1% lower in Houston-Pasadena-The Woodlands, TX than in Salt Lake City-Murray, UT. The budgets cover housing, food, transportation, health care and other necessities.