2026 Relocation & Cost Arbitrage Engine

Relocation: Houston-Pasadena, TX to Salt Lake City Metro, UT

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Houston-Pasadena-The Woodlands, TX to Salt Lake City-Murray, UT.

Popular Corridors:
Equivalent Salary
$111,300
To maintain parity
Cost of Living Delta
+11.3%
Overall expenditure basket
Annual Tax Delta
-$4,500
State + local taxes
Annual 1BR Rent Delta
+$1,056
HUD Fair Market Rents
Net Annual Buffer
-$5,556/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $64,048
Target Market
Destination Location

Salt Lake City-Murray, UT

COL 119.5
Gross Parity Income $111,300
Federal Income Tax -$15,656
FICA (SS & Medicare) -$8,514
State Income Tax -$5,009
Local / City Tax $0
Net Annual Take-Home $82,121
HUD 1BR Fair Market Rent -$16,188
Discretionary Cash Flow $65,933

EPI family budgets put living costs 11.3% higher in Salt Lake City-Murray, UT than in Houston-Pasadena-The Woodlands, TX, so $100,000 in Houston goes about as far as $111,300 in Salt Lake City. HUD's one-bedroom Fair Market Rent is $1,261 a month in Houston and $1,349 in Salt Lake City, $1,056 a year more. On the same $100,000 salary a single filer pays $4,500 more a year in federal, state and local income tax and FICA in Salt Lake City. Taxes and one-bedroom rent together leave you about $5,556 a year worse off. The BLS median wage across all occupations is $49,410 in Houston and $55,240 in Salt Lake City.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Houston-Pasadena-The Woodlands (Monthly) Salt Lake City-Murray (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,261$1,349+$88+7.0%
Food & Groceries$321$356+$35+10.9%
Transportation$1,015$1,050+$35+3.4%
Healthcare$422$485+$63+14.9%
Other Necessities$480$496+$16+3.3%
Total Taxes (Federal, State, Local, FICA)$1,735$2,110+$375+21.6%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$88/mo (7.0%)
Houston-Pasadena-The Woodlands: $1,261/mo Salt Lake City-Murray: $1,349/mo
2-Bedroom Fair Market Rent +$118/mo (7.9%)
Houston-Pasadena-The Woodlands: $1,497/mo Salt Lake City-Murray: $1,615/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$2.67/hr (11.2%)
Houston-Pasadena-The Woodlands: $23.75/hr Salt Lake City-Murray: $26.42/hr
2 Adults + 1 Child (per earner) +$3.21/hr (15.6%)
Houston-Pasadena-The Woodlands: $20.58/hr Salt Lake City-Murray: $23.79/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Houston-Pasadena-The Woodlands Median Salt Lake City-Murray Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$119,600$103,710-$15,890 (-13.3%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$99,830$85,890-$13,940 (-14.0%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$99,510$98,000-$1,510 (-1.5%)View Dossier
Software EngineerTechnologyTechnology$129,440$129,600+$160 (+0.1%)View Dossier
Accountant & AuditorFinanceFinance$85,090$82,100-$2,990 (-3.5%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,180$62,620+$3,440 (+5.8%)View Dossier
Financial ManagerFinanceFinance$166,910$158,720-$8,190 (-4.9%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$135,880$143,930+$8,050 (+5.9%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$63,180$74,460+$11,280 (+17.9%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$46,630$49,790+$3,160 (+6.8%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$172,160$160,810-$11,350 (-6.6%)View Dossier
WelderSkilled TradesSkilled Trades$57,940$60,190+$2,250 (+3.9%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Houston-Pasadena-The Woodlands, TX to Salt Lake City-Murray, UT Relocation FAQs

About $111,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 119.5 in Salt Lake City-Murray, UT, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Houston-Pasadena-The Woodlands, TX to Salt Lake City-Murray, UT: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Salt Lake City-Murray, UT to Houston-Pasadena-The Woodlands, TX
Relocation: Houston-Pasadena, TX to Salt Lake City Metro, UT Overview

Houston-Pasadena-The Woodlands, TX to Salt Lake City-Murray, UT: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Houston-Pasadena, TX to Salt Lake City Metro, UT compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Salt Lake City-Murray, UT to match $100,000 in Houston-Pasadena-The Woodlands, TX?

About $111,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 119.5 in Salt Lake City-Murray, UT, from EPI family budgets); taxes are compared separately below.

Is Salt Lake City-Murray, UT cheaper than Houston-Pasadena-The Woodlands, TX?

EPI's family budgets for a single adult put overall living costs 11.3% higher in Salt Lake City-Murray, UT than in Houston-Pasadena-The Woodlands, TX. The budgets cover housing, food, transportation, health care and other necessities.