Interstate Relocation: North Dakota → Texas

Moving from North Dakota to Texas: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from North Dakota to Texas.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -0.7 pts TX vs ND, $100k single
Annual Tax Savings +$669 Federal + FICA + state, $100k
1BR Rent Change +20.6% Avg 1BR $1,035 vs $858/mo
Net Annual Difference -$1,453 Tax savings + 1BR rent savings

What changes when you move from North Dakota to Texas

North Dakota has graduated income tax rates up to 2.5% and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $669 in state income tax in North Dakota and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $669 a year after the move. HUD's one-bedroom Fair Market Rent averages $858 a month across North Dakota's metro areas and $1,035 across Texas's (+20.6%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $50,953 in North Dakota and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: North Dakota

North Dakota Paycheck & Living Costs

Destination State: Texas

Texas Paycheck & Living Costs

Metropolitan Corridors Between North Dakota & Texas

Fargo, ND-MN → Houston-Pasadena-The Woodlands, TX On $100k: $669 less tax and $4,296 more 1BR rent a year
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Fargo, ND-MN → Dallas-Fort Worth-Arlington, TX On $100k: $669 less tax and $7,596 more 1BR rent a year
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Bismarck, ND → Houston-Pasadena-The Woodlands, TX On $100k: $669 less tax and $4,008 more 1BR rent a year
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Bismarck, ND → Dallas-Fort Worth-Arlington, TX On $100k: $669 less tax and $7,308 more 1BR rent a year
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Moving from North Dakota to Texas: Cost & Tax Comparison Overview

Moving from North Dakota to Texas on a $100,000 salary: pay $669 less in total taxes per year; average one-bedroom rent is $1,035 vs $858 a month (HUD FMR).

Quick answers
How much money will I save moving from North Dakota to Texas?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $669 lower in Texas than in North Dakota (0.7 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $858 in North Dakota (+20.6%). Taxes and one-bedroom rent combined change by -$1,453 a year.

What are the key tax differences between North Dakota and Texas?

North Dakota: Graduated Brackets, top rate 2.5%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.