Moving from Texas to North Dakota: Cost & Tax Comparison
Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to North Dakota.
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
What changes when you move from Texas to North Dakota
Texas has no state income tax on wages and North Dakota has graduated income tax rates up to 2.5%. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $669 in state income tax in North Dakota. With federal income tax and FICA unchanged, total tax rises by $669 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $858 across North Dakota's (-17.1%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $50,953 in North Dakota. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.
Metropolitan Corridors Between Texas & North Dakota
Moving from Texas to North Dakota on a $100,000 salary: pay $669 more in total taxes per year; average one-bedroom rent is $858 vs $1,035 a month (HUD FMR).
Quick answers
For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $669 higher in North Dakota than in Texas (0.7 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across North Dakota's metros is $858 a month, versus $1,035 in Texas (-17.1%). Taxes and one-bedroom rent combined change by +$1,453 a year.
Texas: No State Income Tax, top rate 0%. North Dakota: Graduated Brackets, top rate 2.5%. Federal income tax and FICA are the same in both states.