Interstate Relocation: Texas → North Dakota

Moving from Texas to North Dakota: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to North Dakota.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +0.7 pts ND vs TX, $100k single
Annual Tax Savings -$669 Federal + FICA + state, $100k
1BR Rent Change -17.1% Avg 1BR $858 vs $1,035/mo
Net Annual Difference +$1,453 Tax savings + 1BR rent savings

What changes when you move from Texas to North Dakota

Texas has no state income tax on wages and North Dakota has graduated income tax rates up to 2.5%. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $669 in state income tax in North Dakota. With federal income tax and FICA unchanged, total tax rises by $669 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $858 across North Dakota's (-17.1%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $50,953 in North Dakota. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Texas

Texas Paycheck & Living Costs

Destination State: North Dakota

North Dakota Paycheck & Living Costs

Metropolitan Corridors Between Texas & North Dakota

Houston-Pasadena-The Woodlands, TX → Fargo, ND-MN On $100k: $669 more tax and $4,296 less 1BR rent a year
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Houston-Pasadena-The Woodlands, TX → Bismarck, ND On $100k: $669 more tax and $4,008 less 1BR rent a year
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Dallas-Fort Worth-Arlington, TX → Fargo, ND-MN On $100k: $669 more tax and $7,596 less 1BR rent a year
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Dallas-Fort Worth-Arlington, TX → Bismarck, ND On $100k: $669 more tax and $7,308 less 1BR rent a year
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Moving from Texas to North Dakota: Cost & Tax Comparison Overview

Moving from Texas to North Dakota on a $100,000 salary: pay $669 more in total taxes per year; average one-bedroom rent is $858 vs $1,035 a month (HUD FMR).

Quick answers
How much money will I save moving from Texas to North Dakota?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $669 higher in North Dakota than in Texas (0.7 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across North Dakota's metros is $858 a month, versus $1,035 in Texas (-17.1%). Taxes and one-bedroom rent combined change by +$1,453 a year.

What are the key tax differences between Texas and North Dakota?

Texas: No State Income Tax, top rate 0%. North Dakota: Graduated Brackets, top rate 2.5%. Federal income tax and FICA are the same in both states.