Relocation: Utica-Rome, NY to Chicago-Naperville-Elgin, IL-IN
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
Income tax, HUD Fair Market Rents and EPI living costs for a move from Utica-Rome, NY to Chicago-Naperville-Elgin, IL-IN.
Interactive Purchasing Power Equivalency Workbench
Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.
Utica-Rome, NY
Chicago-Naperville-Elgin, IL-IN
Itemized Cost of Living Expenditure Arbitrage
Category-by-category breakdown of monthly baseline consumption between origin and destination.
| Expenditure Category | Utica-Rome (Monthly) | Chicago-Naperville-Elgin (Monthly) | Monthly Delta ($) | Difference (%) |
|---|---|---|---|---|
| Housing (1BR Fair Market Rent) | $946 | $1,780 | +$834 | +88.2% |
| Food & Groceries | $350 | $385 | +$35 | +10.0% |
| Transportation | $1,048 | $947 | -$101 | -9.6% |
| Healthcare | $611 | $416 | -$195 | -31.9% |
| Other Necessities | $395 | $572 | +$177 | +44.8% |
| Total Taxes (Federal, State, Local, FICA) | $2,140 | $2,135 | -$5 | -0.2% |
HUD Fair Market Rent Differential
EPI Living Wage Benchmark Comparison
Top Local Occupations Wage Parity
BLS median wage comparisons across benchmark roles between both metropolitan labor markets.
| Occupation Title | Industry Sector | Utica-Rome Median | Chicago-Naperville-Elgin Median | Nominal Wage Delta | Action |
|---|---|---|---|---|---|
| General and Operations ManagersFinance & Management | Finance & Management | $98,350 | $109,390 | +$11,040 (+11.2%) | View Dossier |
| Registered Nurse (RN)Healthcare | Healthcare | $94,300 | $100,490 | +$6,190 (+6.6%) | View Dossier |
| Accountant & AuditorFinance | Finance | $79,830 | $82,360 | +$2,530 (+3.2%) | View Dossier |
| Financial ManagerFinance | Finance | $144,760 | $168,810 | +$24,050 (+16.6%) | View Dossier |
| Software EngineerTechnology | Technology | $113,390 | $134,380 | +$20,990 (+18.5%) | View Dossier |
| Management AnalystBusiness Operations | Business Operations | $86,870 | $105,090 | +$18,220 (+21.0%) | View Dossier |
| Sales ManagersFinance & Management | Finance & Management | $159,610 | $158,690 | -$920 (-0.6%) | View Dossier |
| Computer and Information Systems ManagersFinance & Management | Finance & Management | $160,000 | $173,760 | +$13,760 (+8.6%) | View Dossier |
| Quality Control InspectorIndustrial Manufacturing | Industrial Manufacturing | $48,810 | $48,230 | -$580 (-1.2%) | View Dossier |
| Project Management SpecialistBusiness Operations | Business Operations | $100,430 | $105,320 | +$4,890 (+4.9%) | View Dossier |
| ElectricianSkilled Trades | Skilled Trades | $61,660 | $102,350 | +$40,690 (+66.0%) | View Dossier |
| Marketing ManagersFinance & Management | Finance & Management | $143,660 | $165,340 | +$21,680 (+15.1%) | View Dossier |
Major US Inter-Metro Relocation Corridors
Empirical cost differentials and statutory tax savings across high-volume migration routes.
On $100k: $8,301 less tax and $14,388 less 1BR rent a year
On $100k: $6,211 less tax and $17,676 less 1BR rent a year
On $100k: $4,805 less tax and $2,928 less 1BR rent a year
On $100k: $1,729 less tax and $19,884 less 1BR rent a year
On $100k: $4,113 less tax and $10,908 less 1BR rent a year
On $100k: $3,761 more tax and $4,188 less 1BR rent a year
On $100k: $1,299 less tax and $11,592 less 1BR rent a year
On $100k: $8,301 less tax and $7,296 less 1BR rent a year
Utica-Rome, NY to Chicago-Naperville-Elgin, IL-IN Relocation FAQs
About $115,600. That scales $100,000 by the ratio of the metros' cost-of-living indexes (108.8 in Utica-Rome, NY, 125.8 in Chicago-Naperville-Elgin, IL-IN, from EPI family budgets); taxes are compared separately below.
Utica-Rome, NY to Chicago-Naperville-Elgin, IL-IN: State Paychecks, Rents & Reciprocal Corridor
Utica-Rome, NY to Chicago-Naperville-Elgin, IL-IN: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same. Official 2026 economic data for Relocation: Utica-Rome, NY to Chicago-Naperville-Elgin, IL-IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.
Quick answers
About $115,600. That scales $100,000 by the ratio of the metros' cost-of-living indexes (108.8 in Utica-Rome, NY, 125.8 in Chicago-Naperville-Elgin, IL-IN, from EPI family budgets); taxes are compared separately below.
EPI's family budgets for a single adult put overall living costs 15.6% higher in Chicago-Naperville-Elgin, IL-IN than in Utica-Rome, NY. The budgets cover housing, food, transportation, health care and other necessities.