2026 Relocation & Cost Arbitrage Engine

Relocation: Worcester, MA to Raleigh-Cary, NC

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Worcester, MA to Raleigh-Cary, NC.

Popular Corridors:
Equivalent Salary
$105,800
To maintain parity
Cost of Living Delta
+5.8%
Overall expenditure basket
Annual Tax Delta
+$1,299
State + local taxes
Annual 1BR Rent Delta
-$420
HUD Fair Market Rents
Net Annual Buffer
+$1,719/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Worcester, MA

COL 128.7
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,780
Local / City Tax $0
Net Annual Take-Home $74,400
HUD 1BR Fair Market Rent -$19,044
Discretionary Cash Flow $55,356
Target Market
Destination Location

Raleigh-Cary, NC

COL 136.2
Gross Parity Income $105,800
Federal Income Tax -$14,446
FICA (SS & Medicare) -$8,094
State Income Tax -$3,713
Local / City Tax $0
Net Annual Take-Home $79,548
HUD 1BR Fair Market Rent -$18,624
Discretionary Cash Flow $60,924

EPI family budgets put living costs 5.8% higher in Raleigh-Cary, NC than in Worcester, MA, so $100,000 in Worcester goes about as far as $105,800 in Raleigh. HUD's one-bedroom Fair Market Rent is $1,587 a month in Worcester and $1,552 in Raleigh, $420 a year less. On the same $100,000 salary a single filer pays $1,299 less a year in federal, state and local income tax and FICA in Raleigh. Taxes and one-bedroom rent together leave you about $1,719 a year better off. The BLS median wage across all occupations is $57,830 in Worcester and $51,990 in Raleigh.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Worcester (Monthly) Raleigh-Cary (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,587$1,552-$35-2.2%
Food & Groceries$386$382-$4-1.0%
Transportation$1,085$1,109+$24+2.2%
Healthcare$420$451+$31+7.4%
Other Necessities$563$595+$32+5.7%
Total Taxes (Federal, State, Local, FICA)$2,133$2,025-$108-5.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$35/mo (-2.2%)
Worcester: $1,587/mo Raleigh-Cary: $1,552/mo
2-Bedroom Fair Market Rent -$354/mo (-17.3%)
Worcester: $2,043/mo Raleigh-Cary: $1,689/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$1.66/hr (5.8%)
Worcester: $28.47/hr Raleigh-Cary: $30.13/hr
2 Adults + 1 Child (per earner) -$1.98/hr (-7.5%)
Worcester: $26.40/hr Raleigh-Cary: $24.42/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Worcester Median Raleigh-Cary Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$100,240$84,830-$15,410 (-15.4%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$111,900$114,940+$3,040 (+2.7%)View Dossier
Software EngineerTechnologyTechnology$146,950$132,770-$14,180 (-9.6%)View Dossier
Accountant & AuditorFinanceFinance$94,070$81,950-$12,120 (-12.9%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$100,290$102,280+$1,990 (+2.0%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$193,890$173,960-$19,930 (-10.3%)View Dossier
ElectricianSkilled TradesSkilled Trades$75,510$56,800-$18,710 (-24.8%)View Dossier
Financial ManagerFinanceFinance$170,940$163,130-$7,810 (-4.6%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$122,180$96,820-$25,360 (-20.8%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$162,810$163,520+$710 (+0.4%)View Dossier
Plumber & PipefitterSkilled TradesSkilled Trades$82,260$60,540-$21,720 (-26.4%)View Dossier
Solutions ArchitectTechnologyTechnology$104,140$110,030+$5,890 (+5.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Worcester, MA to Raleigh-Cary, NC Relocation FAQs

About $105,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (128.7 in Worcester, MA, 136.2 in Raleigh-Cary, NC, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Worcester, MA to Raleigh-Cary, NC: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Raleigh-Cary, NC to Worcester, MA
Relocation: Worcester, MA to Raleigh-Cary, NC Overview

Worcester, MA to Raleigh-Cary, NC: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Worcester, MA to Raleigh-Cary, NC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Raleigh-Cary, NC to match $100,000 in Worcester, MA?

About $105,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (128.7 in Worcester, MA, 136.2 in Raleigh-Cary, NC, from EPI family budgets); taxes are compared separately below.

Is Raleigh-Cary, NC cheaper than Worcester, MA?

EPI's family budgets for a single adult put overall living costs 5.8% higher in Raleigh-Cary, NC than in Worcester, MA. The budgets cover housing, food, transportation, health care and other necessities.