2026 Relocation & Cost Arbitrage Engine

Relocation: Albany, OR to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Albany, OR to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$109,400
To maintain parity
Cost of Living Delta
+9.4%
Overall expenditure basket
Annual Tax Delta
+$7,255
State + local taxes
Annual 1BR Rent Delta
+$1,404
HUD Fair Market Rents
Net Annual Buffer
+$5,851/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Albany, OR

COL 114.8
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$7,155
Local / City Tax -$100
Net Annual Take-Home $71,925
HUD 1BR Fair Market Rent -$16,956
Discretionary Cash Flow $54,969
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $109,400
Federal Income Tax -$15,238
FICA (SS & Medicare) -$8,369
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $85,793
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $67,433

EPI family budgets put living costs 9.4% higher in Austin-Round Rock-San Marcos, TX than in Albany, OR, so $100,000 in Albany goes about as far as $109,400 in Austin. HUD's one-bedroom Fair Market Rent is $1,413 a month in Albany and $1,530 in Austin, $1,404 a year more. On the same $100,000 salary a single filer pays $7,255 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $5,851 a year better off. The BLS median wage across all occupations is $49,700 in Albany and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Albany (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,413$1,530+$117+8.3%
Food & Groceries$352$334-$18-5.1%
Transportation$1,114$1,062-$52-4.7%
Healthcare$513$467-$46-9.0%
Other Necessities$420$585+$165+39.3%
Total Taxes (Federal, State, Local, FICA)$2,340$1,735-$605-25.9%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$117/mo (8.3%)
Albany: $1,413/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$91/mo (5.3%)
Albany: $1,726/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$2.39/hr (9.4%)
Albany: $25.38/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) -$0.02/hr (-0.1%)
Albany: $23.80/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Albany Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$93,220$117,850+$24,630 (+26.4%)View Dossier
Software EngineerTechnologyTechnology$122,030$134,120+$12,090 (+9.9%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$111,920$97,890-$14,030 (-12.5%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$92,130$102,390+$10,260 (+11.1%)View Dossier
Accountant & AuditorFinanceFinance$81,970$83,120+$1,150 (+1.4%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$151,310$176,990+$25,680 (+17.0%)View Dossier
Solutions ArchitectTechnologyTechnology$93,020$129,470+$36,450 (+39.2%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$128,720$151,760+$23,040 (+17.9%)View Dossier
ElectricianSkilled TradesSkilled Trades$100,230$60,390-$39,840 (-39.7%)View Dossier
Financial ManagerFinanceFinance$147,210$167,180+$19,970 (+13.6%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$129,490$164,920+$35,430 (+27.4%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$86,870$106,600+$19,730 (+22.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Albany, OR to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $109,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (114.8 in Albany, OR, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Albany, OR to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Albany, OR
Relocation: Albany, OR to Austin-Round Rock-San Marcos, TX Overview

Albany, OR to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same salary.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Albany, OR?

About $109,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (114.8 in Albany, OR, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Albany, OR?

EPI's family budgets for a single adult put overall living costs 9.4% higher in Austin-Round Rock-San Marcos, TX than in Albany, OR. The budgets cover housing, food, transportation, health care and other necessities.