2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock-San Marcos, TX to Albany, OR

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Albany, OR.

Popular Corridors:
Equivalent Salary
$91,400
To maintain parity
Cost of Living Delta
-8.6%
Overall expenditure basket
Annual Tax Delta
-$7,255
State + local taxes
Annual 1BR Rent Delta
-$1,404
HUD Fair Market Rents
Net Annual Buffer
-$5,851/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Albany, OR

COL 114.8
Gross Parity Income $91,400
Federal Income Tax -$11,278
FICA (SS & Medicare) -$6,992
State Income Tax -$6,402
Local / City Tax -$91
Net Annual Take-Home $66,636
HUD 1BR Fair Market Rent -$16,956
Discretionary Cash Flow $49,680

EPI family budgets put living costs 8.6% lower in Albany, OR than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $91,400 in Albany. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $1,413 in Albany, $1,404 a year less. On the same $100,000 salary a single filer pays $7,255 more a year in federal, state and local income tax and FICA in Albany. Taxes and one-bedroom rent together leave you about $5,851 a year worse off. The BLS median wage across all occupations is $56,950 in Austin and $49,700 in Albany.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Albany (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$1,413-$117-7.6%
Food & Groceries$334$352+$18+5.4%
Transportation$1,062$1,114+$52+4.9%
Healthcare$467$513+$46+9.9%
Other Necessities$585$420-$165-28.2%
Total Taxes (Federal, State, Local, FICA)$1,735$2,340+$605+34.9%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$117/mo (-7.6%)
Austin-Round Rock-San Marcos: $1,530/mo Albany: $1,413/mo
2-Bedroom Fair Market Rent -$91/mo (-5.0%)
Austin-Round Rock-San Marcos: $1,817/mo Albany: $1,726/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$2.39/hr (-8.6%)
Austin-Round Rock-San Marcos: $27.77/hr Albany: $25.38/hr
2 Adults + 1 Child (per earner) +$0.02/hr (0.1%)
Austin-Round Rock-San Marcos: $23.78/hr Albany: $23.80/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Albany Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$93,220-$24,630 (-20.9%)View Dossier
Software EngineerTechnologyTechnology$134,120$122,030-$12,090 (-9.0%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$111,920+$14,030 (+14.3%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$92,130-$10,260 (-10.0%)View Dossier
Accountant & AuditorFinanceFinance$83,120$81,970-$1,150 (-1.4%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$151,310-$25,680 (-14.5%)View Dossier
Solutions ArchitectTechnologyTechnology$129,470$93,020-$36,450 (-28.2%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$128,720-$23,040 (-15.2%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$100,230+$39,840 (+66.0%)View Dossier
Financial ManagerFinanceFinance$167,180$147,210-$19,970 (-11.9%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$129,490-$35,430 (-21.5%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$86,870-$19,730 (-18.5%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Albany, OR Relocation FAQs

About $91,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 114.8 in Albany, OR, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Albany, OR: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Albany, OR to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock-San Marcos, TX to Albany, OR Overview

Austin-Round Rock-San Marcos, TX to Albany, OR: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same salary.

Quick answers
How much salary do I need in Albany, OR to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $91,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 114.8 in Albany, OR, from EPI family budgets); taxes are compared separately below.

Is Albany, OR cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 8.6% lower in Albany, OR than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.