2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock-San Marcos, TX to Bismarck, ND

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Bismarck, ND.

Popular Corridors:
Equivalent Salary
$74,900
To maintain parity
Cost of Living Delta
-25.1%
Overall expenditure basket
Annual Tax Delta
-$669
State + local taxes
Annual 1BR Rent Delta
-$7,236
HUD Fair Market Rents
Net Annual Buffer
+$6,567/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Bismarck, ND

COL 94.1
Gross Parity Income $74,900
Federal Income Tax -$7,648
FICA (SS & Medicare) -$5,730
State Income Tax -$180
Local / City Tax $0
Net Annual Take-Home $61,342
HUD 1BR Fair Market Rent -$11,124
Discretionary Cash Flow $50,218

EPI family budgets put living costs 25.1% lower in Bismarck, ND than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $74,900 in Bismarck. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $927 in Bismarck, $7,236 a year less. On the same $100,000 salary a single filer pays $669 more a year in federal, state and local income tax and FICA in Bismarck. Taxes and one-bedroom rent together leave you about $6,567 a year better off. The BLS median wage across all occupations is $56,950 in Austin and $52,560 in Bismarck.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Bismarck (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$927-$603-39.4%
Food & Groceries$334$350+$16+4.8%
Transportation$1,062$1,105+$43+4.0%
Healthcare$467$406-$61-13.1%
Other Necessities$585$366-$219-37.4%
Total Taxes (Federal, State, Local, FICA)$1,735$1,791+$56+3.2%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$603/mo (-39.4%)
Austin-Round Rock-San Marcos: $1,530/mo Bismarck: $927/mo
2-Bedroom Fair Market Rent -$750/mo (-41.3%)
Austin-Round Rock-San Marcos: $1,817/mo Bismarck: $1,067/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$6.97/hr (-25.1%)
Austin-Round Rock-San Marcos: $27.77/hr Bismarck: $20.80/hr
2 Adults + 1 Child (per earner) -$4.85/hr (-20.4%)
Austin-Round Rock-San Marcos: $23.78/hr Bismarck: $18.93/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Bismarck Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$93,540-$24,310 (-20.6%)View Dossier
Software EngineerTechnologyTechnology$134,120$106,020-$28,100 (-21.0%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$81,120-$16,770 (-17.1%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$88,650-$13,740 (-13.4%)View Dossier
Accountant & AuditorFinanceFinance$83,120$76,910-$6,210 (-7.5%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$151,020-$25,970 (-14.7%)View Dossier
Solutions ArchitectTechnologyTechnology$129,470$86,840-$42,630 (-32.9%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$101,660-$50,100 (-33.0%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$61,900+$1,510 (+2.5%)View Dossier
Financial ManagerFinanceFinance$167,180$133,370-$33,810 (-20.2%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$90,590-$16,010 (-15.0%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$102,980$101,230-$1,750 (-1.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Bismarck, ND Relocation FAQs

About $74,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 94.1 in Bismarck, ND, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Bismarck, ND: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Bismarck, ND to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock-San Marcos, TX to Bismarck, ND Overview

Austin-Round Rock-San Marcos, TX to Bismarck, ND: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same salary.

Quick answers
How much salary do I need in Bismarck, ND to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $74,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 94.1 in Bismarck, ND, from EPI family budgets); taxes are compared separately below.

Is Bismarck, ND cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 25.1% lower in Bismarck, ND than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.