2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock-San Marcos, TX to Charlottesville, VA

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Charlottesville, VA.

Popular Corridors:
Equivalent Salary
$102,200
To maintain parity
Cost of Living Delta
+2.2%
Overall expenditure basket
Annual Tax Delta
-$4,936
State + local taxes
Annual 1BR Rent Delta
-$1,056
HUD Fair Market Rents
Net Annual Buffer
-$3,880/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Charlottesville, VA

COL 128.4
Gross Parity Income $102,200
Federal Income Tax -$13,654
FICA (SS & Medicare) -$7,818
State Income Tax -$5,062
Local / City Tax $0
Net Annual Take-Home $75,665
HUD 1BR Fair Market Rent -$17,304
Discretionary Cash Flow $58,361

EPI family budgets put living costs 2.2% higher in Charlottesville, VA than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $102,200 in Charlottesville. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $1,442 in Charlottesville, $1,056 a year less. On the same $100,000 salary a single filer pays $4,936 more a year in federal, state and local income tax and FICA in Charlottesville. Taxes and one-bedroom rent together leave you about $3,880 a year worse off. The BLS median wage across all occupations is $56,950 in Austin and $55,180 in Charlottesville.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Charlottesville (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$1,442-$88-5.8%
Food & Groceries$334$390+$56+16.8%
Transportation$1,062$1,092+$30+2.8%
Healthcare$467$403-$64-13.7%
Other Necessities$585$557-$28-4.8%
Total Taxes (Federal, State, Local, FICA)$1,735$2,146+$411+23.7%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$88/mo (-5.8%)
Austin-Round Rock-San Marcos: $1,530/mo Charlottesville: $1,442/mo
2-Bedroom Fair Market Rent -$175/mo (-9.6%)
Austin-Round Rock-San Marcos: $1,817/mo Charlottesville: $1,642/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$0.62/hr (2.2%)
Austin-Round Rock-San Marcos: $27.77/hr Charlottesville: $28.39/hr
2 Adults + 1 Child (per earner) +$0.50/hr (2.1%)
Austin-Round Rock-San Marcos: $23.78/hr Charlottesville: $24.28/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Charlottesville Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$107,200-$10,650 (-9.0%)View Dossier
Software EngineerTechnologyTechnology$134,120$128,520-$5,600 (-4.2%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$99,320+$1,430 (+1.5%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$97,680-$4,710 (-4.6%)View Dossier
Accountant & AuditorFinanceFinance$83,120$81,530-$1,590 (-1.9%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$163,230-$13,760 (-7.8%)View Dossier
Solutions ArchitectTechnologyTechnology$129,470$144,580+$15,110 (+11.7%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$169,390+$17,630 (+11.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$62,980+$2,590 (+4.3%)View Dossier
Financial ManagerFinanceFinance$167,180$170,250+$3,070 (+1.8%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$165,980+$1,060 (+0.6%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$87,100-$19,500 (-18.3%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Charlottesville, VA Relocation FAQs

About $102,200. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 128.4 in Charlottesville, VA, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Charlottesville, VA: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Charlottesville, VA to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock-San Marcos, TX to Charlottesville, VA Overview

Austin-Round Rock-San Marcos, TX to Charlottesville, VA: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Charlottesville, VA to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $102,200. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 128.4 in Charlottesville, VA, from EPI family budgets); taxes are compared separately below.

Is Charlottesville, VA cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 2.2% higher in Charlottesville, VA than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.