2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock, TX to Dayton-Kettering, OH

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Dayton-Kettering-Beavercreek, OH.

Popular Corridors:
Equivalent Salary
$71,900
To maintain parity
Cost of Living Delta
-28.1%
Overall expenditure basket
Annual Tax Delta
-$4,481
State + local taxes
Annual 1BR Rent Delta
-$6,264
HUD Fair Market Rents
Net Annual Buffer
+$1,783/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Dayton-Kettering-Beavercreek, OH

COL 90.3
Gross Parity Income $71,900
Federal Income Tax -$6,988
FICA (SS & Medicare) -$5,500
State Income Tax -$1,202
Local / City Tax -$1,798
Net Annual Take-Home $56,412
HUD 1BR Fair Market Rent -$12,096
Discretionary Cash Flow $44,316

EPI family budgets put living costs 28.1% lower in Dayton-Kettering-Beavercreek, OH than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $71,900 in Dayton. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $1,008 in Dayton, $6,264 a year less. On the same $100,000 salary a single filer pays $4,481 more a year in federal, state and local income tax and FICA in Dayton. Taxes and one-bedroom rent together leave you about $1,783 a year better off. The BLS median wage across all occupations is $56,950 in Austin and $49,980 in Dayton.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Dayton-Kettering-Beavercreek (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$1,008-$522-34.1%
Food & Groceries$334$338+$4+1.2%
Transportation$1,062$982-$80-7.5%
Healthcare$467$432-$35-7.5%
Other Necessities$585$347-$238-40.7%
Total Taxes (Federal, State, Local, FICA)$1,735$2,108+$373+21.5%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$522/mo (-34.1%)
Austin-Round Rock-San Marcos: $1,530/mo Dayton-Kettering-Beavercreek: $1,008/mo
2-Bedroom Fair Market Rent -$569/mo (-31.3%)
Austin-Round Rock-San Marcos: $1,817/mo Dayton-Kettering-Beavercreek: $1,248/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$7.81/hr (-28.1%)
Austin-Round Rock-San Marcos: $27.77/hr Dayton-Kettering-Beavercreek: $19.96/hr
2 Adults + 1 Child (per earner) -$3.65/hr (-15.3%)
Austin-Round Rock-San Marcos: $23.78/hr Dayton-Kettering-Beavercreek: $20.13/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Dayton-Kettering-Beavercreek Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$98,030-$19,820 (-16.8%)View Dossier
Software EngineerTechnologyTechnology$134,120$106,910-$27,210 (-20.3%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$82,510-$15,380 (-15.7%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$98,130-$4,260 (-4.2%)View Dossier
Accountant & AuditorFinanceFinance$83,120$79,030-$4,090 (-4.9%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$160,040-$16,950 (-9.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$133,450-$18,310 (-12.1%)View Dossier
Solutions ArchitectTechnologyTechnology$129,470$116,580-$12,890 (-10.0%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$61,870+$1,480 (+2.5%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$101,150-$5,450 (-5.1%)View Dossier
Financial ManagerFinanceFinance$167,180$137,140-$30,040 (-18.0%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$117,250-$47,670 (-28.9%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Dayton-Kettering-Beavercreek, OH Relocation FAQs

About $71,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 90.3 in Dayton-Kettering-Beavercreek, OH, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Dayton-Kettering-Beavercreek, OH: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Dayton-Kettering-Beavercreek, OH to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock, TX to Dayton-Kettering, OH Overview

Austin-Round Rock-San Marcos, TX to Dayton-Kettering-Beavercreek, OH: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared. Official 2026 economic data for Relocation: Austin-Round Rock, TX to Dayton-Kettering, OH compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Dayton-Kettering-Beavercreek, OH to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $71,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 90.3 in Dayton-Kettering-Beavercreek, OH, from EPI family budgets); taxes are compared separately below.

Is Dayton-Kettering-Beavercreek, OH cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 28.1% lower in Dayton-Kettering-Beavercreek, OH than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.