2026 Relocation & Cost Arbitrage Engine

Relocation: Dayton-Kettering, OH to Austin-Round Rock, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Dayton-Kettering-Beavercreek, OH to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$139,100
To maintain parity
Cost of Living Delta
+39.1%
Overall expenditure basket
Annual Tax Delta
+$4,481
State + local taxes
Annual 1BR Rent Delta
+$6,264
HUD Fair Market Rents
Net Annual Buffer
-$1,783/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Dayton-Kettering-Beavercreek, OH

COL 90.3
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$1,981
Local / City Tax -$2,500
Net Annual Take-Home $74,699
HUD 1BR Fair Market Rent -$12,096
Discretionary Cash Flow $62,603
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $139,100
Federal Income Tax -$22,118
FICA (SS & Medicare) -$10,641
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $106,341
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $87,981

EPI family budgets put living costs 39.1% higher in Austin-Round Rock-San Marcos, TX than in Dayton-Kettering-Beavercreek, OH, so $100,000 in Dayton goes about as far as $139,100 in Austin. HUD's one-bedroom Fair Market Rent is $1,008 a month in Dayton and $1,530 in Austin, $6,264 a year more. On the same $100,000 salary a single filer pays $4,481 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $1,783 a year worse off. The BLS median wage across all occupations is $49,980 in Dayton and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Dayton-Kettering-Beavercreek (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,008$1,530+$522+51.8%
Food & Groceries$338$334-$4-1.2%
Transportation$982$1,062+$80+8.1%
Healthcare$432$467+$35+8.1%
Other Necessities$347$585+$238+68.6%
Total Taxes (Federal, State, Local, FICA)$2,108$1,735-$373-17.7%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$522/mo (51.8%)
Dayton-Kettering-Beavercreek: $1,008/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$569/mo (45.6%)
Dayton-Kettering-Beavercreek: $1,248/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$7.81/hr (39.1%)
Dayton-Kettering-Beavercreek: $19.96/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) +$3.65/hr (18.1%)
Dayton-Kettering-Beavercreek: $20.13/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Dayton-Kettering-Beavercreek Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$98,030$117,850+$19,820 (+20.2%)View Dossier
Software EngineerTechnologyTechnology$106,910$134,120+$27,210 (+25.5%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$82,510$97,890+$15,380 (+18.6%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$98,130$102,390+$4,260 (+4.3%)View Dossier
Accountant & AuditorFinanceFinance$79,030$83,120+$4,090 (+5.2%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$160,040$176,990+$16,950 (+10.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$133,450$151,760+$18,310 (+13.7%)View Dossier
Solutions ArchitectTechnologyTechnology$116,580$129,470+$12,890 (+11.1%)View Dossier
ElectricianSkilled TradesSkilled Trades$61,870$60,390-$1,480 (-2.4%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$101,150$106,600+$5,450 (+5.4%)View Dossier
Financial ManagerFinanceFinance$137,140$167,180+$30,040 (+21.9%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$117,250$164,920+$47,670 (+40.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Dayton-Kettering-Beavercreek, OH to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $139,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (90.3 in Dayton-Kettering-Beavercreek, OH, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Dayton-Kettering-Beavercreek, OH to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Dayton-Kettering-Beavercreek, OH
Relocation: Dayton-Kettering, OH to Austin-Round Rock, TX Overview

Dayton-Kettering-Beavercreek, OH to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared. Official 2026 economic data for Relocation: Dayton-Kettering, OH to Austin-Round Rock, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Dayton-Kettering-Beavercreek, OH?

About $139,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (90.3 in Dayton-Kettering-Beavercreek, OH, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Dayton-Kettering-Beavercreek, OH?

EPI's family budgets for a single adult put overall living costs 39.1% higher in Austin-Round Rock-San Marcos, TX than in Dayton-Kettering-Beavercreek, OH. The budgets cover housing, food, transportation, health care and other necessities.