2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock-San Marcos, TX to McHenry County, ND

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to McHenry County, ND.

Popular Corridors:
Equivalent Salary
$80,100
To maintain parity
Cost of Living Delta
-19.9%
Overall expenditure basket
Annual Tax Delta
-$669
State + local taxes
Annual 1BR Rent Delta
-$8,352
HUD Fair Market Rents
Net Annual Buffer
+$7,683/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

McHenry County, ND

COL 100.6
Gross Parity Income $80,100
Federal Income Tax -$8,792
FICA (SS & Medicare) -$6,128
State Income Tax -$281
Local / City Tax $0
Net Annual Take-Home $64,899
HUD 1BR Fair Market Rent -$10,008
Discretionary Cash Flow $54,891

EPI family budgets put living costs 19.9% lower in McHenry County, ND than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $80,100 in McHenry County. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $834 in McHenry County, $8,352 a year less. On the same $100,000 salary a single filer pays $669 more a year in federal, state and local income tax and FICA in McHenry County. Taxes and one-bedroom rent together leave you about $7,683 a year better off. The BLS median wage across all occupations is $56,950 in Austin and $48,940 in McHenry County (BLS figure for the Minot, ND metro area).

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) McHenry County (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$834-$696-45.5%
Food & Groceries$334$341+$7+2.1%
Transportation$1,062$1,383+$321+30.2%
Healthcare$467$503+$36+7.7%
Other Necessities$585$324-$261-44.6%
Total Taxes (Federal, State, Local, FICA)$1,735$1,791+$56+3.2%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$696/mo (-45.5%)
Austin-Round Rock-San Marcos: $1,530/mo McHenry County: $834/mo
2-Bedroom Fair Market Rent -$803/mo (-44.2%)
Austin-Round Rock-San Marcos: $1,817/mo McHenry County: $1,014/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$5.53/hr (-19.9%)
Austin-Round Rock-San Marcos: $27.77/hr McHenry County: $22.24/hr
2 Adults + 1 Child (per earner) -$3.64/hr (-15.3%)
Austin-Round Rock-San Marcos: $23.78/hr McHenry County: $20.14/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median McHenry County Median Nominal Wage Delta Action

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to McHenry County, ND Relocation FAQs

About $80,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 100.6 in McHenry County, ND, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to McHenry County, ND: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: McHenry County, ND to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock-San Marcos, TX to McHenry County, ND Overview

Austin-Round Rock-San Marcos, TX to McHenry County, ND: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in McHenry County, ND to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $80,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 100.6 in McHenry County, ND, from EPI family budgets); taxes are compared separately below.

Is McHenry County, ND cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 19.9% lower in McHenry County, ND than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.