2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock-San Marcos, TX to Sioux Falls, SD-MN

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Sioux Falls, SD-MN.

Popular Corridors:
Equivalent Salary
$74,700
To maintain parity
Cost of Living Delta
-25.3%
Overall expenditure basket
Annual Tax Delta
$0
State + local taxes
Annual 1BR Rent Delta
-$5,832
HUD Fair Market Rents
Net Annual Buffer
+$5,832/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Sioux Falls, SD-MN

COL 93.8
Gross Parity Income $74,700
Federal Income Tax -$7,604
FICA (SS & Medicare) -$5,715
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $61,381
HUD 1BR Fair Market Rent -$12,528
Discretionary Cash Flow $48,853

EPI family budgets put living costs 25.3% lower in Sioux Falls, SD-MN than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $74,700 in Sioux Falls. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $1,044 in Sioux Falls, $5,832 a year less. On a $100,000 salary a single filer pays the same total tax in both metros. Taxes and one-bedroom rent together leave you about $5,832 a year better off. The BLS median wage across all occupations is $56,950 in Austin and $47,970 in Sioux Falls.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Sioux Falls (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$1,044-$486-31.8%
Food & Groceries$334$367+$33+9.9%
Transportation$1,062$1,112+$50+4.7%
Healthcare$467$474+$7+1.5%
Other Necessities$585$346-$239-40.9%
Total Taxes (Federal, State, Local, FICA)$1,735$1,735$00.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$486/mo (-31.8%)
Austin-Round Rock-San Marcos: $1,530/mo Sioux Falls: $1,044/mo
2-Bedroom Fair Market Rent -$589/mo (-32.4%)
Austin-Round Rock-San Marcos: $1,817/mo Sioux Falls: $1,228/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$7.03/hr (-25.3%)
Austin-Round Rock-San Marcos: $27.77/hr Sioux Falls: $20.74/hr
2 Adults + 1 Child (per earner) -$4.45/hr (-18.7%)
Austin-Round Rock-San Marcos: $23.78/hr Sioux Falls: $19.33/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Sioux Falls Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$142,730+$24,880 (+21.1%)View Dossier
Software EngineerTechnologyTechnology$134,120$101,040-$33,080 (-24.7%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$75,350-$22,540 (-23.0%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$84,190-$18,200 (-17.8%)View Dossier
Accountant & AuditorFinanceFinance$83,120$80,920-$2,200 (-2.6%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$162,240-$14,750 (-8.3%)View Dossier
Solutions ArchitectTechnologyTechnology$129,470$115,210-$14,260 (-11.0%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$135,930-$15,830 (-10.4%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$61,470+$1,080 (+1.8%)View Dossier
Financial ManagerFinanceFinance$167,180$163,580-$3,600 (-2.2%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$84,930-$21,670 (-20.3%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$147,550-$17,370 (-10.5%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Sioux Falls, SD-MN Relocation FAQs

About $74,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 93.8 in Sioux Falls, SD-MN, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Sioux Falls, SD-MN: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Sioux Falls, SD-MN to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock-San Marcos, TX to Sioux Falls, SD-MN Overview

Austin-Round Rock-San Marcos, TX to Sioux Falls, SD-MN: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Sioux Falls, SD-MN to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $74,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 93.8 in Sioux Falls, SD-MN, from EPI family budgets); taxes are compared separately below.

Is Sioux Falls, SD-MN cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 25.3% lower in Sioux Falls, SD-MN than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.