2026 Relocation & Cost Arbitrage Engine

Relocation: Sioux Falls, SD-MN to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Sioux Falls, SD-MN to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$133,900
To maintain parity
Cost of Living Delta
+33.9%
Overall expenditure basket
Annual Tax Delta
$0
State + local taxes
Annual 1BR Rent Delta
+$5,832
HUD Fair Market Rents
Net Annual Buffer
-$5,832/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Sioux Falls, SD-MN

COL 93.8
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$12,528
Discretionary Cash Flow $66,652
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $133,900
Federal Income Tax -$20,870
FICA (SS & Medicare) -$10,243
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $102,787
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $84,427

EPI family budgets put living costs 33.9% higher in Austin-Round Rock-San Marcos, TX than in Sioux Falls, SD-MN, so $100,000 in Sioux Falls goes about as far as $133,900 in Austin. HUD's one-bedroom Fair Market Rent is $1,044 a month in Sioux Falls and $1,530 in Austin, $5,832 a year more. On a $100,000 salary a single filer pays the same total tax in both metros. Taxes and one-bedroom rent together leave you about $5,832 a year worse off. The BLS median wage across all occupations is $47,970 in Sioux Falls and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Sioux Falls (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,044$1,530+$486+46.6%
Food & Groceries$367$334-$33-9.0%
Transportation$1,112$1,062-$50-4.5%
Healthcare$474$467-$7-1.5%
Other Necessities$346$585+$239+69.1%
Total Taxes (Federal, State, Local, FICA)$1,735$1,735$00.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$486/mo (46.6%)
Sioux Falls: $1,044/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$589/mo (48.0%)
Sioux Falls: $1,228/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$7.03/hr (33.9%)
Sioux Falls: $20.74/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) +$4.45/hr (23.0%)
Sioux Falls: $19.33/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Sioux Falls Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$142,730$117,850-$24,880 (-17.4%)View Dossier
Software EngineerTechnologyTechnology$101,040$134,120+$33,080 (+32.7%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$75,350$97,890+$22,540 (+29.9%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$84,190$102,390+$18,200 (+21.6%)View Dossier
Accountant & AuditorFinanceFinance$80,920$83,120+$2,200 (+2.7%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$162,240$176,990+$14,750 (+9.1%)View Dossier
Solutions ArchitectTechnologyTechnology$115,210$129,470+$14,260 (+12.4%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$135,930$151,760+$15,830 (+11.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$61,470$60,390-$1,080 (-1.8%)View Dossier
Financial ManagerFinanceFinance$163,580$167,180+$3,600 (+2.2%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$84,930$106,600+$21,670 (+25.5%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$147,550$164,920+$17,370 (+11.8%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Sioux Falls, SD-MN to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $133,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (93.8 in Sioux Falls, SD-MN, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Sioux Falls, SD-MN to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Sioux Falls, SD-MN
Relocation: Sioux Falls, SD-MN to Austin-Round Rock-San Marcos, TX Overview

Sioux Falls, SD-MN to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Sioux Falls, SD-MN?

About $133,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (93.8 in Sioux Falls, SD-MN, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Sioux Falls, SD-MN?

EPI's family budgets for a single adult put overall living costs 33.9% higher in Austin-Round Rock-San Marcos, TX than in Sioux Falls, SD-MN. The budgets cover housing, food, transportation, health care and other necessities.