2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock-San Marcos, TX to St. George, UT

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to St. George, UT.

Popular Corridors:
Equivalent Salary
$99,300
To maintain parity
Cost of Living Delta
-0.7%
Overall expenditure basket
Annual Tax Delta
-$4,500
State + local taxes
Annual 1BR Rent Delta
-$3,156
HUD Fair Market Rents
Net Annual Buffer
-$1,344/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

St. George, UT

COL 124.7
Gross Parity Income $99,300
Federal Income Tax -$13,016
FICA (SS & Medicare) -$7,596
State Income Tax -$4,469
Local / City Tax $0
Net Annual Take-Home $74,219
HUD 1BR Fair Market Rent -$15,204
Discretionary Cash Flow $59,015

EPI family budgets put living costs 0.7% lower in St. George, UT than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $99,300 in St. George. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $1,267 in St. George, $3,156 a year less. On the same $100,000 salary a single filer pays $4,500 more a year in federal, state and local income tax and FICA in St. George. Taxes and one-bedroom rent together leave you about $1,344 a year worse off. The BLS median wage across all occupations is $56,950 in Austin and $45,140 in St. George.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) St. George (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$1,267-$263-17.2%
Food & Groceries$334$368+$34+10.2%
Transportation$1,062$1,100+$38+3.6%
Healthcare$467$678+$211+45.2%
Other Necessities$585$470-$115-19.7%
Total Taxes (Federal, State, Local, FICA)$1,735$2,110+$375+21.6%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$263/mo (-17.2%)
Austin-Round Rock-San Marcos: $1,530/mo St. George: $1,267/mo
2-Bedroom Fair Market Rent -$160/mo (-8.8%)
Austin-Round Rock-San Marcos: $1,817/mo St. George: $1,657/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$0.20/hr (-0.7%)
Austin-Round Rock-San Marcos: $27.77/hr St. George: $27.57/hr
2 Adults + 1 Child (per earner) +$1.03/hr (4.3%)
Austin-Round Rock-San Marcos: $23.78/hr St. George: $24.81/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median St. George Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$82,850-$35,000 (-29.7%)View Dossier
Software EngineerTechnologyTechnology$134,120$113,240-$20,880 (-15.6%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$86,380-$11,510 (-11.8%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$78,300-$24,090 (-23.5%)View Dossier
Accountant & AuditorFinanceFinance$83,120$70,530-$12,590 (-15.1%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$130,510-$46,480 (-26.3%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$126,930-$24,830 (-16.4%)View Dossier
Solutions ArchitectTechnologyTechnology$129,470$95,120-$34,350 (-26.5%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$56,510-$3,880 (-6.4%)View Dossier
Financial ManagerFinanceFinance$167,180$128,990-$38,190 (-22.8%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$141,800-$23,120 (-14.0%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$67,200-$39,400 (-37.0%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to St. George, UT Relocation FAQs

About $99,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 124.7 in St. George, UT, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to St. George, UT: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: St. George, UT to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock-San Marcos, TX to St. George, UT Overview

Austin-Round Rock-San Marcos, TX to St. George, UT: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in St. George, UT to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $99,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 124.7 in St. George, UT, from EPI family budgets); taxes are compared separately below.

Is St. George, UT cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 0.7% lower in St. George, UT than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.