2026 Relocation & Cost Arbitrage Engine

Relocation: St. George, UT to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from St. George, UT to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$100,700
To maintain parity
Cost of Living Delta
+0.7%
Overall expenditure basket
Annual Tax Delta
+$4,500
State + local taxes
Annual 1BR Rent Delta
+$3,156
HUD Fair Market Rents
Net Annual Buffer
+$1,344/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

St. George, UT

COL 124.7
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,500
Local / City Tax $0
Net Annual Take-Home $74,680
HUD 1BR Fair Market Rent -$15,204
Discretionary Cash Flow $59,476
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $100,700
Federal Income Tax -$13,324
FICA (SS & Medicare) -$7,704
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $79,672
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $61,312

EPI family budgets put living costs 0.7% higher in Austin-Round Rock-San Marcos, TX than in St. George, UT, so $100,000 in St. George goes about as far as $100,700 in Austin. HUD's one-bedroom Fair Market Rent is $1,267 a month in St. George and $1,530 in Austin, $3,156 a year more. On the same $100,000 salary a single filer pays $4,500 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $1,344 a year better off. The BLS median wage across all occupations is $45,140 in St. George and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category St. George (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,267$1,530+$263+20.8%
Food & Groceries$368$334-$34-9.2%
Transportation$1,100$1,062-$38-3.5%
Healthcare$678$467-$211-31.1%
Other Necessities$470$585+$115+24.5%
Total Taxes (Federal, State, Local, FICA)$2,110$1,735-$375-17.8%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$263/mo (20.8%)
St. George: $1,267/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$160/mo (9.7%)
St. George: $1,657/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$0.20/hr (0.7%)
St. George: $27.57/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) -$1.03/hr (-4.2%)
St. George: $24.81/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector St. George Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$82,850$117,850+$35,000 (+42.2%)View Dossier
Software EngineerTechnologyTechnology$113,240$134,120+$20,880 (+18.4%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$86,380$97,890+$11,510 (+13.3%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$78,300$102,390+$24,090 (+30.8%)View Dossier
Accountant & AuditorFinanceFinance$70,530$83,120+$12,590 (+17.9%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$130,510$176,990+$46,480 (+35.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$126,930$151,760+$24,830 (+19.6%)View Dossier
Solutions ArchitectTechnologyTechnology$95,120$129,470+$34,350 (+36.1%)View Dossier
ElectricianSkilled TradesSkilled Trades$56,510$60,390+$3,880 (+6.9%)View Dossier
Financial ManagerFinanceFinance$128,990$167,180+$38,190 (+29.6%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$141,800$164,920+$23,120 (+16.3%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$67,200$106,600+$39,400 (+58.6%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

St. George, UT to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $100,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (124.7 in St. George, UT, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

St. George, UT to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to St. George, UT
Relocation: St. George, UT to Austin-Round Rock-San Marcos, TX Overview

St. George, UT to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in St. George, UT?

About $100,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (124.7 in St. George, UT, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than St. George, UT?

EPI's family budgets for a single adult put overall living costs 0.7% higher in Austin-Round Rock-San Marcos, TX than in St. George, UT. The budgets cover housing, food, transportation, health care and other necessities.