Relocation: Chicago-Naperville-Elgin, IL-IN to Toledo, OH
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
Income tax, HUD Fair Market Rents and EPI living costs for a move from Chicago-Naperville-Elgin, IL-IN to Toledo, OH.
Interactive Purchasing Power Equivalency Workbench
Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.
Chicago-Naperville-Elgin, IL-IN
Toledo, OH
Itemized Cost of Living Expenditure Arbitrage
Category-by-category breakdown of monthly baseline consumption between origin and destination.
| Expenditure Category | Chicago-Naperville-Elgin (Monthly) | Toledo (Monthly) | Monthly Delta ($) | Difference (%) |
|---|---|---|---|---|
| Housing (1BR Fair Market Rent) | $1,780 | $875 | -$905 | -50.8% |
| Food & Groceries | $385 | $336 | -$49 | -12.7% |
| Transportation | $947 | $991 | +$44 | +4.6% |
| Healthcare | $416 | $447 | +$31 | +7.5% |
| Other Necessities | $572 | $336 | -$236 | -41.3% |
| Total Taxes (Federal, State, Local, FICA) | $2,135 | $2,108 | -$27 | -1.3% |
HUD Fair Market Rent Differential
EPI Living Wage Benchmark Comparison
Top Local Occupations Wage Parity
BLS median wage comparisons across benchmark roles between both metropolitan labor markets.
| Occupation Title | Industry Sector | Chicago-Naperville-Elgin Median | Toledo Median | Nominal Wage Delta | Action |
|---|---|---|---|---|---|
| General and Operations ManagersFinance & Management | Finance & Management | $109,390 | $95,120 | -$14,270 (-13.0%) | View Dossier |
| Registered Nurse (RN)Healthcare | Healthcare | $100,490 | $81,050 | -$19,440 (-19.3%) | View Dossier |
| Accountant & AuditorFinance | Finance | $82,360 | $77,400 | -$4,960 (-6.0%) | View Dossier |
| Financial ManagerFinance | Finance | $168,810 | $125,330 | -$43,480 (-25.8%) | View Dossier |
| Software EngineerTechnology | Technology | $134,380 | $104,360 | -$30,020 (-22.3%) | View Dossier |
| Management AnalystBusiness Operations | Business Operations | $105,090 | $78,100 | -$26,990 (-25.7%) | View Dossier |
| Sales ManagersFinance & Management | Finance & Management | $158,690 | $129,720 | -$28,970 (-18.3%) | View Dossier |
| Computer and Information Systems ManagersFinance & Management | Finance & Management | $173,760 | $145,080 | -$28,680 (-16.5%) | View Dossier |
| Quality Control InspectorIndustrial Manufacturing | Industrial Manufacturing | $48,230 | $46,790 | -$1,440 (-3.0%) | View Dossier |
| Project Management SpecialistBusiness Operations | Business Operations | $105,320 | $81,940 | -$23,380 (-22.2%) | View Dossier |
| ElectricianSkilled Trades | Skilled Trades | $102,350 | $74,710 | -$27,640 (-27.0%) | View Dossier |
| Medical and Health Services ManagersFinance & Management | Finance & Management | $123,090 | $106,720 | -$16,370 (-13.3%) | View Dossier |
Major US Inter-Metro Relocation Corridors
Empirical cost differentials and statutory tax savings across high-volume migration routes.
On $100k: $8,301 less tax and $14,388 less 1BR rent a year
On $100k: $6,211 less tax and $17,676 less 1BR rent a year
On $100k: $4,805 less tax and $2,928 less 1BR rent a year
On $100k: $1,729 less tax and $19,884 less 1BR rent a year
On $100k: $4,113 less tax and $10,908 less 1BR rent a year
On $100k: $3,761 more tax and $4,188 less 1BR rent a year
On $100k: $1,299 less tax and $11,592 less 1BR rent a year
On $100k: $8,301 less tax and $7,296 less 1BR rent a year
Chicago-Naperville-Elgin, IL-IN to Toledo, OH Relocation FAQs
About $71,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.8 in Chicago-Naperville-Elgin, IL-IN, 89.4 in Toledo, OH, from EPI family budgets); taxes are compared separately below.
Chicago-Naperville-Elgin, IL-IN to Toledo, OH: State Paychecks, Rents & Reciprocal Corridor
Chicago-Naperville-Elgin, IL-IN to Toledo, OH: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Chicago-Naperville-Elgin, IL-IN to Toledo, OH compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.
Quick answers
About $71,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.8 in Chicago-Naperville-Elgin, IL-IN, 89.4 in Toledo, OH, from EPI family budgets); taxes are compared separately below.
EPI's family budgets for a single adult put overall living costs 28.9% lower in Toledo, OH than in Chicago-Naperville-Elgin, IL-IN. The budgets cover housing, food, transportation, health care and other necessities.