Relocation: Toledo, OH to Chicago-Naperville-Elgin, IL-IN
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
Income tax, HUD Fair Market Rents and EPI living costs for a move from Toledo, OH to Chicago-Naperville-Elgin, IL-IN.
Interactive Purchasing Power Equivalency Workbench
Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.
Toledo, OH
Chicago-Naperville-Elgin, IL-IN
Itemized Cost of Living Expenditure Arbitrage
Category-by-category breakdown of monthly baseline consumption between origin and destination.
| Expenditure Category | Toledo (Monthly) | Chicago-Naperville-Elgin (Monthly) | Monthly Delta ($) | Difference (%) |
|---|---|---|---|---|
| Housing (1BR Fair Market Rent) | $875 | $1,780 | +$905 | +103.4% |
| Food & Groceries | $336 | $385 | +$49 | +14.6% |
| Transportation | $991 | $947 | -$44 | -4.4% |
| Healthcare | $447 | $416 | -$31 | -6.9% |
| Other Necessities | $336 | $572 | +$236 | +70.2% |
| Total Taxes (Federal, State, Local, FICA) | $2,108 | $2,135 | +$27 | +1.3% |
HUD Fair Market Rent Differential
EPI Living Wage Benchmark Comparison
Top Local Occupations Wage Parity
BLS median wage comparisons across benchmark roles between both metropolitan labor markets.
| Occupation Title | Industry Sector | Toledo Median | Chicago-Naperville-Elgin Median | Nominal Wage Delta | Action |
|---|---|---|---|---|---|
| General and Operations ManagersFinance & Management | Finance & Management | $95,120 | $109,390 | +$14,270 (+15.0%) | View Dossier |
| Registered Nurse (RN)Healthcare | Healthcare | $81,050 | $100,490 | +$19,440 (+24.0%) | View Dossier |
| Accountant & AuditorFinance | Finance | $77,400 | $82,360 | +$4,960 (+6.4%) | View Dossier |
| Financial ManagerFinance | Finance | $125,330 | $168,810 | +$43,480 (+34.7%) | View Dossier |
| Software EngineerTechnology | Technology | $104,360 | $134,380 | +$30,020 (+28.8%) | View Dossier |
| Management AnalystBusiness Operations | Business Operations | $78,100 | $105,090 | +$26,990 (+34.6%) | View Dossier |
| Sales ManagersFinance & Management | Finance & Management | $129,720 | $158,690 | +$28,970 (+22.3%) | View Dossier |
| Computer and Information Systems ManagersFinance & Management | Finance & Management | $145,080 | $173,760 | +$28,680 (+19.8%) | View Dossier |
| Quality Control InspectorIndustrial Manufacturing | Industrial Manufacturing | $46,790 | $48,230 | +$1,440 (+3.1%) | View Dossier |
| Project Management SpecialistBusiness Operations | Business Operations | $81,940 | $105,320 | +$23,380 (+28.5%) | View Dossier |
| ElectricianSkilled Trades | Skilled Trades | $74,710 | $102,350 | +$27,640 (+37.0%) | View Dossier |
| Medical and Health Services ManagersFinance & Management | Finance & Management | $106,720 | $123,090 | +$16,370 (+15.3%) | View Dossier |
Major US Inter-Metro Relocation Corridors
Empirical cost differentials and statutory tax savings across high-volume migration routes.
On $100k: $8,301 less tax and $14,388 less 1BR rent a year
On $100k: $6,211 less tax and $17,676 less 1BR rent a year
On $100k: $4,805 less tax and $2,928 less 1BR rent a year
On $100k: $1,729 less tax and $19,884 less 1BR rent a year
On $100k: $4,113 less tax and $10,908 less 1BR rent a year
On $100k: $3,761 more tax and $4,188 less 1BR rent a year
On $100k: $1,299 less tax and $11,592 less 1BR rent a year
On $100k: $8,301 less tax and $7,296 less 1BR rent a year
Toledo, OH to Chicago-Naperville-Elgin, IL-IN Relocation FAQs
About $140,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (89.4 in Toledo, OH, 125.8 in Chicago-Naperville-Elgin, IL-IN, from EPI family budgets); taxes are compared separately below.
Toledo, OH to Chicago-Naperville-Elgin, IL-IN: State Paychecks, Rents & Reciprocal Corridor
Toledo, OH to Chicago-Naperville-Elgin, IL-IN: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Toledo, OH to Chicago-Naperville-Elgin, IL-IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.
Quick answers
About $140,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (89.4 in Toledo, OH, 125.8 in Chicago-Naperville-Elgin, IL-IN, from EPI family budgets); taxes are compared separately below.
EPI's family budgets for a single adult put overall living costs 40.7% higher in Chicago-Naperville-Elgin, IL-IN than in Toledo, OH. The budgets cover housing, food, transportation, health care and other necessities.