2026 Relocation & Cost Arbitrage Engine

Relocation: Denver-Aurora, CO to Seattle-Tacoma, WA

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Denver-Aurora-Centennial, CO to Seattle-Tacoma-Bellevue, WA.

Popular Corridors:
Equivalent Salary
$115,800
To maintain parity
Cost of Living Delta
+15.8%
Overall expenditure basket
Annual Tax Delta
+$3,761
State + local taxes
Annual 1BR Rent Delta
+$4,188
HUD Fair Market Rents
Net Annual Buffer
-$427/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Denver-Aurora-Centennial, CO

COL 137.1
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,692
Local / City Tax -$69
Net Annual Take-Home $75,419
HUD 1BR Fair Market Rent -$21,972
Discretionary Cash Flow $53,447
Target Market
Destination Location

Seattle-Tacoma-Bellevue, WA

COL 158.8
Gross Parity Income $115,800
Federal Income Tax -$16,646
FICA (SS & Medicare) -$8,859
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $90,295
HUD 1BR Fair Market Rent -$26,160
Discretionary Cash Flow $64,135

EPI family budgets put living costs 15.8% higher in Seattle-Tacoma-Bellevue, WA than in Denver-Aurora-Centennial, CO, so $100,000 in Denver goes about as far as $115,800 in Seattle. HUD's one-bedroom Fair Market Rent is $1,831 a month in Denver and $2,180 in Seattle, $4,188 a year more. On the same $100,000 salary a single filer pays $3,761 less a year in federal, state and local income tax and FICA in Seattle. Taxes and one-bedroom rent together leave you about $427 a year worse off. The BLS median wage across all occupations is $62,320 in Denver and $72,610 in Seattle.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Denver-Aurora-Centennial (Monthly) Seattle-Tacoma-Bellevue (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,831$2,180+$349+19.1%
Food & Groceries$384$421+$37+9.6%
Transportation$1,047$1,020-$27-2.6%
Healthcare$436$398-$38-8.7%
Other Necessities$628$826+$198+31.5%
Total Taxes (Federal, State, Local, FICA)$2,048$1,735-$313-15.3%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$349/mo (19.1%)
Denver-Aurora-Centennial: $1,831/mo Seattle-Tacoma-Bellevue: $2,180/mo
2-Bedroom Fair Market Rent +$380/mo (17.5%)
Denver-Aurora-Centennial: $2,169/mo Seattle-Tacoma-Bellevue: $2,549/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$4.80/hr (15.8%)
Denver-Aurora-Centennial: $30.32/hr Seattle-Tacoma-Bellevue: $35.12/hr
2 Adults + 1 Child (per earner) +$2.97/hr (10.6%)
Denver-Aurora-Centennial: $28.13/hr Seattle-Tacoma-Bellevue: $31.10/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Denver-Aurora-Centennial Median Seattle-Tacoma-Bellevue Median Nominal Wage Delta Action
Software EngineerTechnologyTechnology$137,610$167,280+$29,670 (+21.6%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$101,130$128,260+$27,130 (+26.8%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$142,330$146,030+$3,700 (+2.6%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$116,740$130,380+$13,640 (+11.7%)View Dossier
Accountant & AuditorFinanceFinance$100,020$99,370-$650 (-0.6%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$102,620$126,340+$23,720 (+23.1%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$203,340$214,680+$11,340 (+5.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$63,150$101,780+$38,630 (+61.2%)View Dossier
Solutions ArchitectTechnologyTechnology$160,520$136,120-$24,400 (-15.2%)View Dossier
Financial ManagerFinanceFinance$193,400$185,550-$7,850 (-4.1%)View Dossier
Data ScientistTechnologyTechnology$112,520$164,740+$52,220 (+46.4%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$181,580$184,320+$2,740 (+1.5%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Denver-Aurora-Centennial, CO to Seattle-Tacoma-Bellevue, WA Relocation FAQs

About $115,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (137.1 in Denver-Aurora-Centennial, CO, 158.8 in Seattle-Tacoma-Bellevue, WA, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Denver-Aurora-Centennial, CO to Seattle-Tacoma-Bellevue, WA: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Seattle-Tacoma-Bellevue, WA to Denver-Aurora-Centennial, CO
Relocation: Denver-Aurora, CO to Seattle-Tacoma, WA Overview

Denver-Aurora-Centennial, CO to Seattle-Tacoma-Bellevue, WA: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Denver-Aurora, CO to Seattle-Tacoma, WA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Seattle-Tacoma-Bellevue, WA to match $100,000 in Denver-Aurora-Centennial, CO?

About $115,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (137.1 in Denver-Aurora-Centennial, CO, 158.8 in Seattle-Tacoma-Bellevue, WA, from EPI family budgets); taxes are compared separately below.

Is Seattle-Tacoma-Bellevue, WA cheaper than Denver-Aurora-Centennial, CO?

EPI's family budgets for a single adult put overall living costs 15.8% higher in Seattle-Tacoma-Bellevue, WA than in Denver-Aurora-Centennial, CO. The budgets cover housing, food, transportation, health care and other necessities.