2026 Relocation & Cost Arbitrage Engine

Relocation: Des Moines Metro, IA to Austin-Round Rock, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Des Moines-West Des Moines, IA to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$120,900
To maintain parity
Cost of Living Delta
+20.9%
Overall expenditure basket
Annual Tax Delta
+$3,148
State + local taxes
Annual 1BR Rent Delta
+$4,620
HUD Fair Market Rents
Net Annual Buffer
-$1,472/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Des Moines-West Des Moines, IA

COL 103.9
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,148
Local / City Tax $0
Net Annual Take-Home $76,032
HUD 1BR Fair Market Rent -$13,740
Discretionary Cash Flow $62,292
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $120,900
Federal Income Tax -$17,768
FICA (SS & Medicare) -$9,249
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $93,883
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $75,523

EPI family budgets put living costs 20.9% higher in Austin-Round Rock-San Marcos, TX than in Des Moines-West Des Moines, IA, so $100,000 in Des Moines goes about as far as $120,900 in Austin. HUD's one-bedroom Fair Market Rent is $1,145 a month in Des Moines and $1,530 in Austin, $4,620 a year more. On the same $100,000 salary a single filer pays $3,148 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $1,472 a year worse off. The BLS median wage across all occupations is $51,820 in Des Moines and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Des Moines-West Des Moines (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,145$1,530+$385+33.6%
Food & Groceries$366$334-$32-8.7%
Transportation$1,091$1,062-$29-2.7%
Healthcare$377$467+$90+23.9%
Other Necessities$410$585+$175+42.7%
Total Taxes (Federal, State, Local, FICA)$1,997$1,735-$262-13.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$385/mo (33.6%)
Des Moines-West Des Moines: $1,145/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$457/mo (33.6%)
Des Moines-West Des Moines: $1,360/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$4.79/hr (20.8%)
Des Moines-West Des Moines: $22.98/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) +$3.75/hr (18.7%)
Des Moines-West Des Moines: $20.03/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Des Moines-West Des Moines Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$98,780$117,850+$19,070 (+19.3%)View Dossier
Software EngineerTechnologyTechnology$126,460$134,120+$7,660 (+6.1%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$78,630$97,890+$19,260 (+24.5%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$101,150$102,390+$1,240 (+1.2%)View Dossier
Accountant & AuditorFinanceFinance$79,290$83,120+$3,830 (+4.8%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$164,840$176,990+$12,150 (+7.4%)View Dossier
Solutions ArchitectTechnologyTechnology$109,490$129,470+$19,980 (+18.2%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$136,570$151,760+$15,190 (+11.1%)View Dossier
Financial ManagerFinanceFinance$154,140$167,180+$13,040 (+8.5%)View Dossier
ElectricianSkilled TradesSkilled Trades$62,840$60,390-$2,450 (-3.9%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$90,730$106,600+$15,870 (+17.5%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$135,140$164,920+$29,780 (+22.0%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Des Moines-West Des Moines, IA to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $120,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (103.9 in Des Moines-West Des Moines, IA, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Des Moines-West Des Moines, IA to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Des Moines-West Des Moines, IA
Relocation: Des Moines Metro, IA to Austin-Round Rock, TX Overview

Des Moines-West Des Moines, IA to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Des Moines-West Des Moines, IA?

About $120,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (103.9 in Des Moines-West Des Moines, IA, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Des Moines-West Des Moines, IA?

EPI's family budgets for a single adult put overall living costs 20.9% higher in Austin-Round Rock-San Marcos, TX than in Des Moines-West Des Moines, IA. The budgets cover housing, food, transportation, health care and other necessities.