2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock, TX to Des Moines Metro, IA

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Des Moines-West Des Moines, IA.

Popular Corridors:
Equivalent Salary
$82,700
To maintain parity
Cost of Living Delta
-17.3%
Overall expenditure basket
Annual Tax Delta
-$3,148
State + local taxes
Annual 1BR Rent Delta
-$4,620
HUD Fair Market Rents
Net Annual Buffer
+$1,472/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Des Moines-West Des Moines, IA

COL 103.9
Gross Parity Income $82,700
Federal Income Tax -$9,364
FICA (SS & Medicare) -$6,327
State Income Tax -$2,491
Local / City Tax $0
Net Annual Take-Home $64,519
HUD 1BR Fair Market Rent -$13,740
Discretionary Cash Flow $50,779

EPI family budgets put living costs 17.3% lower in Des Moines-West Des Moines, IA than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $82,700 in Des Moines. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $1,145 in Des Moines, $4,620 a year less. On the same $100,000 salary a single filer pays $3,148 more a year in federal, state and local income tax and FICA in Des Moines. Taxes and one-bedroom rent together leave you about $1,472 a year better off. The BLS median wage across all occupations is $56,950 in Austin and $51,820 in Des Moines.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Des Moines-West Des Moines (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$1,145-$385-25.2%
Food & Groceries$334$366+$32+9.6%
Transportation$1,062$1,091+$29+2.7%
Healthcare$467$377-$90-19.3%
Other Necessities$585$410-$175-29.9%
Total Taxes (Federal, State, Local, FICA)$1,735$1,997+$262+15.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$385/mo (-25.2%)
Austin-Round Rock-San Marcos: $1,530/mo Des Moines-West Des Moines: $1,145/mo
2-Bedroom Fair Market Rent -$457/mo (-25.2%)
Austin-Round Rock-San Marcos: $1,817/mo Des Moines-West Des Moines: $1,360/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$4.79/hr (-17.2%)
Austin-Round Rock-San Marcos: $27.77/hr Des Moines-West Des Moines: $22.98/hr
2 Adults + 1 Child (per earner) -$3.75/hr (-15.8%)
Austin-Round Rock-San Marcos: $23.78/hr Des Moines-West Des Moines: $20.03/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Des Moines-West Des Moines Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$98,780-$19,070 (-16.2%)View Dossier
Software EngineerTechnologyTechnology$134,120$126,460-$7,660 (-5.7%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$78,630-$19,260 (-19.7%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$101,150-$1,240 (-1.2%)View Dossier
Accountant & AuditorFinanceFinance$83,120$79,290-$3,830 (-4.6%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$164,840-$12,150 (-6.9%)View Dossier
Solutions ArchitectTechnologyTechnology$129,470$109,490-$19,980 (-15.4%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$136,570-$15,190 (-10.0%)View Dossier
Financial ManagerFinanceFinance$167,180$154,140-$13,040 (-7.8%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$62,840+$2,450 (+4.1%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$90,730-$15,870 (-14.9%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$135,140-$29,780 (-18.1%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Des Moines-West Des Moines, IA Relocation FAQs

About $82,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 103.9 in Des Moines-West Des Moines, IA, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Des Moines-West Des Moines, IA: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Des Moines-West Des Moines, IA to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock, TX to Des Moines Metro, IA Overview

Austin-Round Rock-San Marcos, TX to Des Moines-West Des Moines, IA: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared.

Quick answers
How much salary do I need in Des Moines-West Des Moines, IA to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $82,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 103.9 in Des Moines-West Des Moines, IA, from EPI family budgets); taxes are compared separately below.

Is Des Moines-West Des Moines, IA cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 17.3% lower in Des Moines-West Des Moines, IA than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.