2026 Relocation & Cost Arbitrage Engine

Relocation: Hagerstown-Martinsburg, MD-WV to Peoria, IL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Hagerstown-Martinsburg, MD-WV to Peoria, IL.

Popular Corridors:
Equivalent Salary
$103,800
To maintain parity
Cost of Living Delta
+3.8%
Overall expenditure basket
Annual Tax Delta
+$2,338
State + local taxes
Annual 1BR Rent Delta
-$252
HUD Fair Market Rents
Net Annual Buffer
+$2,590/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Hagerstown-Martinsburg, MD-WV

COL 96.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,386
Local / City Tax -$2,757
Net Annual Take-Home $72,037
HUD 1BR Fair Market Rent -$11,784
Discretionary Cash Flow $60,253
Target Market
Destination Location

Peoria, IL

COL 99.6
Gross Parity Income $103,800
Federal Income Tax -$14,006
FICA (SS & Medicare) -$7,941
State Income Tax -$4,993
Local / City Tax $0
Net Annual Take-Home $76,860
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $65,328

EPI family budgets put living costs 3.8% higher in Peoria, IL than in Hagerstown-Martinsburg, MD-WV, so $100,000 in Hagerstown goes about as far as $103,800 in Peoria. HUD's one-bedroom Fair Market Rent is $982 a month in Hagerstown and $961 in Peoria, $252 a year less. On the same $100,000 salary a single filer pays $2,338 less a year in federal, state and local income tax and FICA in Peoria. Taxes and one-bedroom rent together leave you about $2,590 a year better off. The BLS median wage across all occupations is $47,440 in Hagerstown and $49,590 in Peoria.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Hagerstown-Martinsburg (Monthly) Peoria (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$982$961-$21-2.1%
Food & Groceries$342$353+$11+3.2%
Transportation$1,044$1,052+$8+0.8%
Healthcare$358$590+$232+64.8%
Other Necessities$371$332-$39-10.5%
Total Taxes (Federal, State, Local, FICA)$2,330$2,135-$195-8.4%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$21/mo (-2.1%)
Hagerstown-Martinsburg: $982/mo Peoria: $961/mo
2-Bedroom Fair Market Rent -$72/mo (-5.6%)
Hagerstown-Martinsburg: $1,284/mo Peoria: $1,212/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$0.79/hr (3.7%)
Hagerstown-Martinsburg: $21.23/hr Peoria: $22.02/hr
2 Adults + 1 Child (per earner) +$1.91/hr (9.6%)
Hagerstown-Martinsburg: $20.00/hr Peoria: $21.91/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Hagerstown-Martinsburg Median Peoria Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$92,770$81,010-$11,760 (-12.7%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$92,420$98,290+$5,870 (+6.4%)View Dossier
Software EngineerTechnologyTechnology$122,830$130,590+$7,760 (+6.3%)View Dossier
Accountant & AuditorFinanceFinance$75,250$79,540+$4,290 (+5.7%)View Dossier
Financial ManagerFinanceFinance$133,590$155,840+$22,250 (+16.7%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$52,170$56,770+$4,600 (+8.8%)View Dossier
WelderSkilled TradesSkilled Trades$56,020$58,960+$2,940 (+5.2%)View Dossier
ElectricianSkilled TradesSkilled Trades$62,310$80,460+$18,150 (+29.1%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$88,600$123,730+$35,130 (+39.7%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$63,020$74,780+$11,760 (+18.7%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$117,750$110,510-$7,240 (-6.1%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$145,790$173,870+$28,080 (+19.3%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Hagerstown-Martinsburg, MD-WV to Peoria, IL Relocation FAQs

About $103,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (96.0 in Hagerstown-Martinsburg, MD-WV, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Hagerstown-Martinsburg, MD-WV to Peoria, IL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Peoria, IL to Hagerstown-Martinsburg, MD-WV
Relocation: Hagerstown-Martinsburg, MD-WV to Peoria, IL Overview

Hagerstown-Martinsburg, MD-WV to Peoria, IL: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Hagerstown-Martinsburg, MD-WV to Peoria, IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Peoria, IL to match $100,000 in Hagerstown-Martinsburg, MD-WV?

About $103,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (96.0 in Hagerstown-Martinsburg, MD-WV, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Is Peoria, IL cheaper than Hagerstown-Martinsburg, MD-WV?

EPI's family budgets for a single adult put overall living costs 3.8% higher in Peoria, IL than in Hagerstown-Martinsburg, MD-WV. The budgets cover housing, food, transportation, health care and other necessities.