Relocation: San Francisco Metro, CA to Minneapolis Metro, MN-WI
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
Income tax, HUD Fair Market Rents and EPI living costs for a move from San Francisco-Oakland-Fremont, CA to Minneapolis-St. Paul-Bloomington, MN-WI.
Interactive Purchasing Power Equivalency Workbench
Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.
San Francisco-Oakland-Fremont, CA
Minneapolis-St. Paul-Bloomington, MN-WI
Itemized Cost of Living Expenditure Arbitrage
Category-by-category breakdown of monthly baseline consumption between origin and destination.
| Expenditure Category | San Francisco-Oakland-Fremont (Monthly) | Minneapolis-St. Paul-Bloomington (Monthly) | Monthly Delta ($) | Difference (%) |
|---|---|---|---|---|
| Housing (1BR Fair Market Rent) | $3,003 | $1,427 | -$1,576 | -52.5% |
| Food & Groceries | $469 | $405 | -$64 | -13.6% |
| Transportation | $968 | $1,061 | +$93 | +9.6% |
| Healthcare | $608 | $361 | -$247 | -40.6% |
| Other Necessities | $852 | $505 | -$347 | -40.7% |
| Total Taxes (Federal, State, Local, FICA) | $2,253 | $2,175 | -$78 | -3.5% |
HUD Fair Market Rent Differential
EPI Living Wage Benchmark Comparison
Top Local Occupations Wage Parity
BLS median wage comparisons across benchmark roles between both metropolitan labor markets.
| Occupation Title | Industry Sector | San Francisco-Oakland-Fremont Median | Minneapolis-St. Paul-Bloomington Median | Nominal Wage Delta | Action |
|---|---|---|---|---|---|
| Software EngineerTechnology | Technology | $186,640 | $130,920 | -$55,720 (-29.9%) | View Dossier |
| General and Operations ManagersFinance & Management | Finance & Management | $149,990 | $103,570 | -$46,420 (-30.9%) | View Dossier |
| Registered Nurse (RN)Healthcare | Healthcare | $186,610 | $103,040 | -$83,570 (-44.8%) | View Dossier |
| Accountant & AuditorFinance | Finance | $110,730 | $86,500 | -$24,230 (-21.9%) | View Dossier |
| Management AnalystBusiness Operations | Business Operations | $126,730 | $101,560 | -$25,170 (-19.9%) | View Dossier |
| Project Management SpecialistBusiness Operations | Business Operations | $135,040 | $97,860 | -$37,180 (-27.5%) | View Dossier |
| Computer and Information Systems ManagersFinance & Management | Finance & Management | $232,890 | $178,080 | -$54,810 (-23.5%) | View Dossier |
| Financial ManagerFinance | Finance | $216,150 | $165,620 | -$50,530 (-23.4%) | View Dossier |
| Sales ManagersFinance & Management | Finance & Management | $170,810 | $158,100 | -$12,710 (-7.4%) | View Dossier |
| Solutions ArchitectTechnology | Technology | $161,700 | $91,730 | -$69,970 (-43.3%) | View Dossier |
| Medical and Health Services ManagersFinance & Management | Finance & Management | $166,310 | $126,880 | -$39,430 (-23.7%) | View Dossier |
| ElectricianSkilled Trades | Skilled Trades | $92,830 | $81,890 | -$10,940 (-11.8%) | View Dossier |
Major US Inter-Metro Relocation Corridors
Empirical cost differentials and statutory tax savings across high-volume migration routes.
On $100k: $8,301 less tax and $14,388 less 1BR rent a year
On $100k: $6,211 less tax and $17,676 less 1BR rent a year
On $100k: $4,805 less tax and $2,928 less 1BR rent a year
On $100k: $1,729 less tax and $19,884 less 1BR rent a year
On $100k: $4,113 less tax and $10,908 less 1BR rent a year
On $100k: $3,761 more tax and $4,188 less 1BR rent a year
On $100k: $1,299 less tax and $11,592 less 1BR rent a year
On $100k: $8,301 less tax and $7,296 less 1BR rent a year
San Francisco-Oakland-Fremont, CA to Minneapolis-St. Paul-Bloomington, MN-WI Relocation FAQs
About $64,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (180.4 in San Francisco-Oakland-Fremont, CA, 115.8 in Minneapolis-St. Paul-Bloomington, MN-WI, from EPI family budgets); taxes are compared separately below.
San Francisco-Oakland-Fremont, CA to Minneapolis-St. Paul-Bloomington, MN-WI: State Paychecks, Rents & Reciprocal Corridor
San Francisco-Oakland-Fremont, CA to Minneapolis-St. Paul-Bloomington, MN-WI: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs. Official 2026 economic data for Relocation: San Francisco Metro, CA to Minneapolis Metro, MN-WI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.
Quick answers
About $64,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (180.4 in San Francisco-Oakland-Fremont, CA, 115.8 in Minneapolis-St. Paul-Bloomington, MN-WI, from EPI family budgets); taxes are compared separately below.
EPI's family budgets for a single adult put overall living costs 35.9% lower in Minneapolis-St. Paul-Bloomington, MN-WI than in San Francisco-Oakland-Fremont, CA. The budgets cover housing, food, transportation, health care and other necessities.