Relocation: San Francisco-Oakland-Fremont, CA to St. Louis, MO-IL
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
Income tax, HUD Fair Market Rents and EPI living costs for a move from San Francisco-Oakland-Fremont, CA to St. Louis, MO-IL.
Interactive Purchasing Power Equivalency Workbench
Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.
San Francisco-Oakland-Fremont, CA
St. Louis, MO-IL
Itemized Cost of Living Expenditure Arbitrage
Category-by-category breakdown of monthly baseline consumption between origin and destination.
| Expenditure Category | San Francisco-Oakland-Fremont (Monthly) | St. Louis (Monthly) | Monthly Delta ($) | Difference (%) |
|---|---|---|---|---|
| Housing (1BR Fair Market Rent) | $3,003 | $1,104 | -$1,899 | -63.2% |
| Food & Groceries | $469 | $373 | -$96 | -20.5% |
| Transportation | $968 | $1,018 | +$50 | +5.2% |
| Healthcare | $608 | $427 | -$181 | -29.8% |
| Other Necessities | $852 | $411 | -$441 | -51.8% |
| Total Taxes (Federal, State, Local, FICA) | $2,253 | $2,124 | -$129 | -5.7% |
HUD Fair Market Rent Differential
EPI Living Wage Benchmark Comparison
Top Local Occupations Wage Parity
BLS median wage comparisons across benchmark roles between both metropolitan labor markets.
| Occupation Title | Industry Sector | San Francisco-Oakland-Fremont Median | St. Louis Median | Nominal Wage Delta | Action |
|---|---|---|---|---|---|
| General and Operations ManagersFinance & Management | Finance & Management | $149,990 | $93,140 | -$56,850 (-37.9%) | View Dossier |
| Software EngineerTechnology | Technology | $186,640 | $129,030 | -$57,610 (-30.9%) | View Dossier |
| Registered Nurse (RN)Healthcare | Healthcare | $186,610 | $83,180 | -$103,430 (-55.4%) | View Dossier |
| Accountant & AuditorFinance | Finance | $110,730 | $78,880 | -$31,850 (-28.8%) | View Dossier |
| Project Management SpecialistBusiness Operations | Business Operations | $135,040 | $100,510 | -$34,530 (-25.6%) | View Dossier |
| Computer and Information Systems ManagersFinance & Management | Finance & Management | $232,890 | $167,130 | -$65,760 (-28.2%) | View Dossier |
| Management AnalystBusiness Operations | Business Operations | $126,730 | $101,100 | -$25,630 (-20.2%) | View Dossier |
| Solutions ArchitectTechnology | Technology | $161,700 | $108,450 | -$53,250 (-32.9%) | View Dossier |
| Financial ManagerFinance | Finance | $216,150 | $158,780 | -$57,370 (-26.5%) | View Dossier |
| Sales ManagersFinance & Management | Finance & Management | $170,810 | $123,870 | -$46,940 (-27.5%) | View Dossier |
| Medical and Health Services ManagersFinance & Management | Finance & Management | $166,310 | $106,200 | -$60,110 (-36.1%) | View Dossier |
| ElectricianSkilled Trades | Skilled Trades | $92,830 | $77,170 | -$15,660 (-16.9%) | View Dossier |
Major US Inter-Metro Relocation Corridors
Empirical cost differentials and statutory tax savings across high-volume migration routes.
On $100k: $8,301 less tax and $14,388 less 1BR rent a year
On $100k: $6,211 less tax and $17,676 less 1BR rent a year
On $100k: $4,805 less tax and $2,928 less 1BR rent a year
On $100k: $1,729 less tax and $19,884 less 1BR rent a year
On $100k: $4,113 less tax and $10,908 less 1BR rent a year
On $100k: $3,761 more tax and $4,188 less 1BR rent a year
On $100k: $1,299 less tax and $11,592 less 1BR rent a year
On $100k: $8,301 less tax and $7,296 less 1BR rent a year
San Francisco-Oakland-Fremont, CA to St. Louis, MO-IL Relocation FAQs
About $56,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (180.4 in San Francisco-Oakland-Fremont, CA, 102.3 in St. Louis, MO-IL, from EPI family budgets); taxes are compared separately below.
San Francisco-Oakland-Fremont, CA to St. Louis, MO-IL: State Paychecks, Rents & Reciprocal Corridor
San Francisco-Oakland-Fremont, CA to St. Louis, MO-IL: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.
Quick answers
About $56,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (180.4 in San Francisco-Oakland-Fremont, CA, 102.3 in St. Louis, MO-IL, from EPI family budgets); taxes are compared separately below.
EPI's family budgets for a single adult put overall living costs 43.3% lower in St. Louis, MO-IL than in San Francisco-Oakland-Fremont, CA. The budgets cover housing, food, transportation, health care and other necessities.