2026 Relocation & Cost Arbitrage Engine

Relocation: Springfield, MO to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Springfield, MO to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$132,200
To maintain parity
Cost of Living Delta
+32.2%
Overall expenditure basket
Annual Tax Delta
+$3,670
State + local taxes
Annual 1BR Rent Delta
+$7,404
HUD Fair Market Rents
Net Annual Buffer
-$3,734/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Springfield, MO

COL 95.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,670
Local / City Tax $0
Net Annual Take-Home $75,510
HUD 1BR Fair Market Rent -$10,956
Discretionary Cash Flow $64,554
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $132,200
Federal Income Tax -$20,462
FICA (SS & Medicare) -$10,113
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $101,625
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $83,265

EPI family budgets put living costs 32.2% higher in Austin-Round Rock-San Marcos, TX than in Springfield, MO, so $100,000 in Springfield goes about as far as $132,200 in Austin. HUD's one-bedroom Fair Market Rent is $913 a month in Springfield and $1,530 in Austin, $7,404 a year more. On the same $100,000 salary a single filer pays $3,670 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $3,734 a year worse off. The BLS median wage across all occupations is $45,780 in Springfield and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Springfield (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$913$1,530+$617+67.6%
Food & Groceries$345$334-$11-3.2%
Transportation$1,010$1,062+$52+5.1%
Healthcare$473$467-$6-1.3%
Other Necessities$352$585+$233+66.2%
Total Taxes (Federal, State, Local, FICA)$2,041$1,735-$306-15.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$617/mo (67.6%)
Springfield: $913/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$704/mo (63.3%)
Springfield: $1,113/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$6.76/hr (32.2%)
Springfield: $21.01/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) +$5.30/hr (28.7%)
Springfield: $18.48/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Springfield Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$76,290$117,850+$41,560 (+54.5%)View Dossier
Software EngineerTechnologyTechnology$102,350$134,120+$31,770 (+31.0%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$79,370$97,890+$18,520 (+23.3%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$78,060$102,390+$24,330 (+31.2%)View Dossier
Accountant & AuditorFinanceFinance$73,020$83,120+$10,100 (+13.8%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$135,140$176,990+$41,850 (+31.0%)View Dossier
Solutions ArchitectTechnologyTechnology$76,430$129,470+$53,040 (+69.4%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$95,570$151,760+$56,190 (+58.8%)View Dossier
ElectricianSkilled TradesSkilled Trades$56,590$60,390+$3,800 (+6.7%)View Dossier
Financial ManagerFinanceFinance$130,290$167,180+$36,890 (+28.3%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$120,310$164,920+$44,610 (+37.1%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$79,310$106,600+$27,290 (+34.4%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Springfield, MO to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $132,200. That scales $100,000 by the ratio of the metros' cost-of-living indexes (95.0 in Springfield, MO, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Springfield, MO to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Springfield, MO
Relocation: Springfield, MO to Austin-Round Rock-San Marcos, TX Overview

Springfield, MO to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Springfield, MO?

About $132,200. That scales $100,000 by the ratio of the metros' cost-of-living indexes (95.0 in Springfield, MO, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Springfield, MO?

EPI's family budgets for a single adult put overall living costs 32.2% higher in Austin-Round Rock-San Marcos, TX than in Springfield, MO. The budgets cover housing, food, transportation, health care and other necessities.