Relocation: St. Cloud, MN to Austin-Round Rock-San Marcos, TX
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
Income tax, HUD Fair Market Rents and EPI living costs for a move from St. Cloud, MN to Austin-Round Rock-San Marcos, TX.
Interactive Purchasing Power Equivalency Workbench
Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.
St. Cloud, MN
Austin-Round Rock-San Marcos, TX
Itemized Cost of Living Expenditure Arbitrage
Category-by-category breakdown of monthly baseline consumption between origin and destination.
| Expenditure Category | St. Cloud (Monthly) | Austin-Round Rock-San Marcos (Monthly) | Monthly Delta ($) | Difference (%) |
|---|---|---|---|---|
| Housing (1BR Fair Market Rent) | $961 | $1,530 | +$569 | +59.2% |
| Food & Groceries | $358 | $334 | -$24 | -6.7% |
| Transportation | $1,115 | $1,062 | -$53 | -4.8% |
| Healthcare | $403 | $467 | +$64 | +15.9% |
| Other Necessities | $377 | $585 | +$208 | +55.2% |
| Total Taxes (Federal, State, Local, FICA) | $2,175 | $1,735 | -$440 | -20.2% |
HUD Fair Market Rent Differential
EPI Living Wage Benchmark Comparison
Top Local Occupations Wage Parity
BLS median wage comparisons across benchmark roles between both metropolitan labor markets.
| Occupation Title | Industry Sector | St. Cloud Median | Austin-Round Rock-San Marcos Median | Nominal Wage Delta | Action |
|---|---|---|---|---|---|
| General and Operations ManagersFinance & Management | Finance & Management | $89,700 | $117,850 | +$28,150 (+31.4%) | View Dossier |
| Software EngineerTechnology | Technology | $103,000 | $134,120 | +$31,120 (+30.2%) | View Dossier |
| Registered Nurse (RN)Healthcare | Healthcare | $105,290 | $97,890 | -$7,400 (-7.0%) | View Dossier |
| Project Management SpecialistBusiness Operations | Business Operations | $96,390 | $102,390 | +$6,000 (+6.2%) | View Dossier |
| Accountant & AuditorFinance | Finance | $77,720 | $83,120 | +$5,400 (+6.9%) | View Dossier |
| Computer and Information Systems ManagersFinance & Management | Finance & Management | $142,510 | $176,990 | +$34,480 (+24.2%) | View Dossier |
| Sales ManagersFinance & Management | Finance & Management | $124,290 | $151,760 | +$27,470 (+22.1%) | View Dossier |
| Solutions ArchitectTechnology | Technology | $105,790 | $129,470 | +$23,680 (+22.4%) | View Dossier |
| ElectricianSkilled Trades | Skilled Trades | $81,890 | $60,390 | -$21,500 (-26.3%) | View Dossier |
| Financial ManagerFinance | Finance | $135,760 | $167,180 | +$31,420 (+23.1%) | View Dossier |
| Marketing ManagersFinance & Management | Finance & Management | $134,650 | $164,920 | +$30,270 (+22.5%) | View Dossier |
| Management AnalystBusiness Operations | Business Operations | $94,590 | $106,600 | +$12,010 (+12.7%) | View Dossier |
Major US Inter-Metro Relocation Corridors
Empirical cost differentials and statutory tax savings across high-volume migration routes.
On $100k: $8,301 less tax and $14,388 less 1BR rent a year
On $100k: $6,211 less tax and $17,676 less 1BR rent a year
On $100k: $4,805 less tax and $2,928 less 1BR rent a year
On $100k: $1,729 less tax and $19,884 less 1BR rent a year
On $100k: $4,113 less tax and $10,908 less 1BR rent a year
On $100k: $3,761 more tax and $4,188 less 1BR rent a year
On $100k: $1,299 less tax and $11,592 less 1BR rent a year
On $100k: $8,301 less tax and $7,296 less 1BR rent a year
St. Cloud, MN to Austin-Round Rock-San Marcos, TX Relocation FAQs
About $126,200. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.5 in St. Cloud, MN, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.
St. Cloud, MN to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor
St. Cloud, MN to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.
Quick answers
About $126,200. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.5 in St. Cloud, MN, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.
EPI's family budgets for a single adult put overall living costs 26.2% higher in Austin-Round Rock-San Marcos, TX than in St. Cloud, MN. The budgets cover housing, food, transportation, health care and other necessities.