2026 Relocation & Cost Arbitrage Engine

Relocation: St. Louis, MO-IL to Washington, DC-VA-MD-WV

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from St. Louis, MO-IL to Washington-Arlington-Alexandria, DC-VA-MD-WV.

Popular Corridors:
Equivalent Salary
$155,300
To maintain parity
Cost of Living Delta
+55.3%
Overall expenditure basket
Annual Tax Delta
-$862
State + local taxes
Annual 1BR Rent Delta
+$13,200
HUD Fair Market Rents
Net Annual Buffer
-$14,062/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

St. Louis, MO-IL

COL 102.3
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,670
Local / City Tax -$1,000
Net Annual Take-Home $74,510
HUD 1BR Fair Market Rent -$13,248
Discretionary Cash Flow $61,262
Target Market
Destination Location

Washington-Arlington-Alexandria, DC-VA-MD-WV

COL 158.9
Gross Parity Income $155,300
Federal Income Tax -$26,006
FICA (SS & Medicare) -$11,880
State Income Tax -$10,232
Local / City Tax $0
Net Annual Take-Home $107,182
HUD 1BR Fair Market Rent -$26,448
Discretionary Cash Flow $80,734

EPI family budgets put living costs 55.3% higher in Washington-Arlington-Alexandria, DC-VA-MD-WV than in St. Louis, MO-IL, so $100,000 in St. Louis goes about as far as $155,300 in Washington. HUD's one-bedroom Fair Market Rent is $1,104 a month in St. Louis and $2,204 in Washington, $13,200 a year more. On the same $100,000 salary a single filer pays $862 more a year in federal, state and local income tax and FICA in Washington. Taxes and one-bedroom rent together leave you about $14,062 a year worse off. The BLS median wage across all occupations is $49,990 in St. Louis and $71,060 in Washington.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category St. Louis (Monthly) Washington-Arlington-Alexandria (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,104$2,204+$1,100+99.6%
Food & Groceries$373$413+$40+10.7%
Transportation$1,018$1,045+$27+2.7%
Healthcare$427$389-$38-8.9%
Other Necessities$411$753+$342+83.2%
Total Taxes (Federal, State, Local, FICA)$2,124$2,196+$72+3.4%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$1,100/mo (99.6%)
St. Louis: $1,104/mo Washington-Arlington-Alexandria: $2,204/mo
2-Bedroom Fair Market Rent +$1,089/mo (80.7%)
St. Louis: $1,349/mo Washington-Arlington-Alexandria: $2,438/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$12.52/hr (55.3%)
St. Louis: $22.63/hr Washington-Arlington-Alexandria: $35.15/hr
2 Adults + 1 Child (per earner) +$8.20/hr (38.9%)
St. Louis: $21.07/hr Washington-Arlington-Alexandria: $29.27/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector St. Louis Median Washington-Arlington-Alexandria Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$93,140$156,460+$63,320 (+68.0%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$83,180$102,710+$19,530 (+23.5%)View Dossier
Software EngineerTechnologyTechnology$129,030$154,930+$25,900 (+20.1%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$101,100$126,830+$25,730 (+25.5%)View Dossier
Accountant & AuditorFinanceFinance$78,880$102,140+$23,260 (+29.5%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$100,510$127,030+$26,520 (+26.4%)View Dossier
Financial ManagerFinanceFinance$158,780$185,270+$26,490 (+16.7%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$167,130$195,190+$28,060 (+16.8%)View Dossier
ElectricianSkilled TradesSkilled Trades$77,170$75,930-$1,240 (-1.6%)View Dossier
Cybersecurity AnalystTechnologyTechnology$106,420$148,950+$42,530 (+40.0%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$106,200$140,670+$34,470 (+32.5%)View Dossier
Financial AnalystFinanceFinance$99,950$108,330+$8,380 (+8.4%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

St. Louis, MO-IL to Washington-Arlington-Alexandria, DC-VA-MD-WV Relocation FAQs

About $155,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (102.3 in St. Louis, MO-IL, 158.9 in Washington-Arlington-Alexandria, DC-VA-MD-WV, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

St. Louis, MO-IL to Washington-Arlington-Alexandria, DC-VA-MD-WV: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Washington-Arlington-Alexandria, DC-VA-MD-WV to St. Louis, MO-IL
Relocation: St. Louis, MO-IL to Washington, DC-VA-MD-WV Overview

St. Louis, MO-IL to Washington-Arlington-Alexandria, DC-VA-MD-WV: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: St. Louis, MO-IL to Washington, DC-VA-MD-WV compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Washington-Arlington-Alexandria, DC-VA-MD-WV to match $100,000 in St. Louis, MO-IL?

About $155,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (102.3 in St. Louis, MO-IL, 158.9 in Washington-Arlington-Alexandria, DC-VA-MD-WV, from EPI family budgets); taxes are compared separately below.

Is Washington-Arlington-Alexandria, DC-VA-MD-WV cheaper than St. Louis, MO-IL?

EPI's family budgets for a single adult put overall living costs 55.3% higher in Washington-Arlington-Alexandria, DC-VA-MD-WV than in St. Louis, MO-IL. The budgets cover housing, food, transportation, health care and other necessities.