2026 Relocation & Cost Arbitrage Engine

Relocation: Washington, DC-VA-MD-WV to St. Louis, MO-IL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Washington-Arlington-Alexandria, DC-VA-MD-WV to St. Louis, MO-IL.

Popular Corridors:
Equivalent Salary
$64,400
To maintain parity
Cost of Living Delta
-35.6%
Overall expenditure basket
Annual Tax Delta
+$862
State + local taxes
Annual 1BR Rent Delta
-$13,200
HUD Fair Market Rents
Net Annual Buffer
+$14,062/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Washington-Arlington-Alexandria, DC-VA-MD-WV

COL 158.9
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$5,532
Local / City Tax $0
Net Annual Take-Home $73,649
HUD 1BR Fair Market Rent -$26,448
Discretionary Cash Flow $47,201
Target Market
Destination Location

St. Louis, MO-IL

COL 102.3
Gross Parity Income $64,400
Federal Income Tax -$5,548
FICA (SS & Medicare) -$4,927
State Income Tax -$2,050
Local / City Tax -$644
Net Annual Take-Home $51,231
HUD 1BR Fair Market Rent -$13,248
Discretionary Cash Flow $37,983

EPI family budgets put living costs 35.6% lower in St. Louis, MO-IL than in Washington-Arlington-Alexandria, DC-VA-MD-WV, so $100,000 in Washington goes about as far as $64,400 in St. Louis. HUD's one-bedroom Fair Market Rent is $2,204 a month in Washington and $1,104 in St. Louis, $13,200 a year less. On the same $100,000 salary a single filer pays $862 less a year in federal, state and local income tax and FICA in St. Louis. Taxes and one-bedroom rent together leave you about $14,062 a year better off. The BLS median wage across all occupations is $71,060 in Washington and $49,990 in St. Louis.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Washington-Arlington-Alexandria (Monthly) St. Louis (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$2,204$1,104-$1,100-49.9%
Food & Groceries$413$373-$40-9.7%
Transportation$1,045$1,018-$27-2.6%
Healthcare$389$427+$38+9.8%
Other Necessities$753$411-$342-45.4%
Total Taxes (Federal, State, Local, FICA)$2,196$2,124-$72-3.3%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$1,100/mo (-49.9%)
Washington-Arlington-Alexandria: $2,204/mo St. Louis: $1,104/mo
2-Bedroom Fair Market Rent -$1,089/mo (-44.7%)
Washington-Arlington-Alexandria: $2,438/mo St. Louis: $1,349/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$12.52/hr (-35.6%)
Washington-Arlington-Alexandria: $35.15/hr St. Louis: $22.63/hr
2 Adults + 1 Child (per earner) -$8.20/hr (-28.0%)
Washington-Arlington-Alexandria: $29.27/hr St. Louis: $21.07/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Washington-Arlington-Alexandria Median St. Louis Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$156,460$93,140-$63,320 (-40.5%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$102,710$83,180-$19,530 (-19.0%)View Dossier
Software EngineerTechnologyTechnology$154,930$129,030-$25,900 (-16.7%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$126,830$101,100-$25,730 (-20.3%)View Dossier
Accountant & AuditorFinanceFinance$102,140$78,880-$23,260 (-22.8%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$127,030$100,510-$26,520 (-20.9%)View Dossier
Financial ManagerFinanceFinance$185,270$158,780-$26,490 (-14.3%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$195,190$167,130-$28,060 (-14.4%)View Dossier
ElectricianSkilled TradesSkilled Trades$75,930$77,170+$1,240 (+1.6%)View Dossier
Cybersecurity AnalystTechnologyTechnology$148,950$106,420-$42,530 (-28.6%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$140,670$106,200-$34,470 (-24.5%)View Dossier
Financial AnalystFinanceFinance$108,330$99,950-$8,380 (-7.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Washington-Arlington-Alexandria, DC-VA-MD-WV to St. Louis, MO-IL Relocation FAQs

About $64,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (158.9 in Washington-Arlington-Alexandria, DC-VA-MD-WV, 102.3 in St. Louis, MO-IL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Washington-Arlington-Alexandria, DC-VA-MD-WV to St. Louis, MO-IL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: St. Louis, MO-IL to Washington-Arlington-Alexandria, DC-VA-MD-WV
Relocation: Washington, DC-VA-MD-WV to St. Louis, MO-IL Overview

Washington-Arlington-Alexandria, DC-VA-MD-WV to St. Louis, MO-IL: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Washington, DC-VA-MD-WV to St. Louis, MO-IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in St. Louis, MO-IL to match $100,000 in Washington-Arlington-Alexandria, DC-VA-MD-WV?

About $64,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (158.9 in Washington-Arlington-Alexandria, DC-VA-MD-WV, 102.3 in St. Louis, MO-IL, from EPI family budgets); taxes are compared separately below.

Is St. Louis, MO-IL cheaper than Washington-Arlington-Alexandria, DC-VA-MD-WV?

EPI's family budgets for a single adult put overall living costs 35.6% lower in St. Louis, MO-IL than in Washington-Arlington-Alexandria, DC-VA-MD-WV. The budgets cover housing, food, transportation, health care and other necessities.