Interstate Relocation: Illinois → Michigan

Moving from Illinois to Michigan: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Illinois to Michigan.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -0.8 pts MI vs IL, $100k single
Annual Tax Savings +$806 Federal + FICA + state, $100k
1BR Rent Change +0.7% Avg 1BR $1,061 vs $1,053/mo
Net Annual Difference +$712 Tax savings + 1BR rent savings

What changes when you move from Illinois to Michigan

Illinois has a flat 4.95% income tax and Michigan has a flat 4.25% income tax. On a $100,000 salary a single filer pays $4,805 in state income tax in Illinois and $3,999 in state income tax in Michigan. With federal income tax and FICA unchanged, total tax falls by $806 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,053 a month across Illinois's metro areas and $1,061 across Michigan's (+0.7%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $54,104 in Illinois and $50,562 in Michigan. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Illinois

Illinois Paycheck & Living Costs

Destination State: Michigan

Michigan Paycheck & Living Costs

Metropolitan Corridors Between Illinois & Michigan

Chicago-Naperville-Elgin, IL-IN → Detroit-Warren-Dearborn, MI On $100k: $1,580 more tax and $7,356 less 1BR rent a year
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Peoria, IL → Detroit-Warren-Dearborn, MI On $100k: $1,580 more tax and $2,472 more 1BR rent a year
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Peoria, IL → Grand Rapids-Wyoming-Kentwood, MI On $100k: $685 more tax and $4,848 more 1BR rent a year
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Moving from Illinois to Michigan: Cost & Tax Comparison Overview

Moving from Illinois to Michigan on a $100,000 salary: pay $806 less in total taxes per year; average one-bedroom rent is $1,061 vs $1,053 a month (HUD FMR).

Quick answers
How much money will I save moving from Illinois to Michigan?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $806 lower in Michigan than in Illinois (0.8 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Michigan's metros is $1,061 a month, versus $1,053 in Illinois (+0.7%). Taxes and one-bedroom rent combined change by +$712 a year.

What are the key tax differences between Illinois and Michigan?

Illinois: Flat Tax, top rate 4.95%. Michigan: Flat Tax, top rate 4.25%. Federal income tax and FICA are the same in both states.