Interstate Relocation: Michigan → Illinois

Moving from Michigan to Illinois: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Michigan to Illinois.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +0.8 pts IL vs MI, $100k single
Annual Tax Savings -$806 Federal + FICA + state, $100k
1BR Rent Change -0.7% Avg 1BR $1,053 vs $1,061/mo
Net Annual Difference -$712 Tax savings + 1BR rent savings

What changes when you move from Michigan to Illinois

Michigan has a flat 4.25% income tax and Illinois has a flat 4.95% income tax. On a $100,000 salary a single filer pays $3,999 in state income tax in Michigan and $4,805 in state income tax in Illinois. With federal income tax and FICA unchanged, total tax rises by $806 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,061 a month across Michigan's metro areas and $1,053 across Illinois's (-0.7%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $50,562 in Michigan and $54,104 in Illinois. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Michigan

Michigan Paycheck & Living Costs

Destination State: Illinois

Illinois Paycheck & Living Costs

Metropolitan Corridors Between Michigan & Illinois

Detroit-Warren-Dearborn, MI → Chicago-Naperville-Elgin, IL-IN On $100k: $1,580 less tax and $7,356 more 1BR rent a year
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Detroit-Warren-Dearborn, MI → Peoria, IL On $100k: $1,580 less tax and $2,472 less 1BR rent a year
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Grand Rapids-Wyoming-Kentwood, MI → Peoria, IL On $100k: $685 less tax and $4,848 less 1BR rent a year
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Moving from Michigan to Illinois: Cost & Tax Comparison Overview

Moving from Michigan to Illinois on a $100,000 salary: pay $806 more in total taxes per year; average one-bedroom rent is $1,053 vs $1,061 a month (HUD FMR).

Quick answers
How much money will I save moving from Michigan to Illinois?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $806 higher in Illinois than in Michigan (0.8 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Illinois's metros is $1,053 a month, versus $1,061 in Michigan (-0.7%). Taxes and one-bedroom rent combined change by -$712 a year.

What are the key tax differences between Michigan and Illinois?

Michigan: Flat Tax, top rate 4.25%. Illinois: Flat Tax, top rate 4.95%. Federal income tax and FICA are the same in both states.