2026 Relocation & Cost Arbitrage Engine

Relocation: Dallas-Fort Worth-Arlington, TX to Fargo, ND-MN

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Dallas-Fort Worth-Arlington, TX to Fargo, ND-MN.

Popular Corridors:
Equivalent Salary
$70,100
To maintain parity
Cost of Living Delta
-29.9%
Overall expenditure basket
Annual Tax Delta
-$669
State + local taxes
Annual 1BR Rent Delta
-$7,596
HUD Fair Market Rents
Net Annual Buffer
+$6,927/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Dallas-Fort Worth-Arlington, TX

COL 123.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,432
Discretionary Cash Flow $60,748
Target Market
Destination Location

Fargo, ND-MN

COL 86.2
Gross Parity Income $70,100
Federal Income Tax -$6,592
FICA (SS & Medicare) -$5,363
State Income Tax -$86
Local / City Tax $0
Net Annual Take-Home $58,059
HUD 1BR Fair Market Rent -$10,836
Discretionary Cash Flow $47,223

EPI family budgets put living costs 29.9% lower in Fargo, ND-MN than in Dallas-Fort Worth-Arlington, TX, so $100,000 in Dallas goes about as far as $70,100 in Fargo. HUD's one-bedroom Fair Market Rent is $1,536 a month in Dallas and $903 in Fargo, $7,596 a year less. On the same $100,000 salary a single filer pays $669 more a year in federal, state and local income tax and FICA in Fargo. Taxes and one-bedroom rent together leave you about $6,927 a year better off. The BLS median wage across all occupations is $51,440 in Dallas and $51,050 in Fargo.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Dallas-Fort Worth-Arlington (Monthly) Fargo (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,536$903-$633-41.2%
Food & Groceries$342$361+$19+5.6%
Transportation$1,011$1,033+$22+2.2%
Healthcare$459$399-$60-13.1%
Other Necessities$582$328-$254-43.6%
Total Taxes (Federal, State, Local, FICA)$1,735$1,791+$56+3.2%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$633/mo (-41.2%)
Dallas-Fort Worth-Arlington: $1,536/mo Fargo: $903/mo
2-Bedroom Fair Market Rent -$703/mo (-38.9%)
Dallas-Fort Worth-Arlington: $1,807/mo Fargo: $1,104/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$8.13/hr (-29.9%)
Dallas-Fort Worth-Arlington: $27.20/hr Fargo: $19.07/hr
2 Adults + 1 Child (per earner) -$4.44/hr (-19.4%)
Dallas-Fort Worth-Arlington: $22.92/hr Fargo: $18.48/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Dallas-Fort Worth-Arlington Median Fargo Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$111,010$96,410-$14,600 (-13.2%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$101,420$82,120-$19,300 (-19.0%)View Dossier
Software EngineerTechnologyTechnology$133,290$105,980-$27,310 (-20.5%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$98,900$97,430-$1,470 (-1.5%)View Dossier
Accountant & AuditorFinanceFinance$82,620$76,420-$6,200 (-7.5%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$173,810$152,990-$20,820 (-12.0%)View Dossier
Financial ManagerFinanceFinance$169,200$136,970-$32,230 (-19.0%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$144,290$119,990-$24,300 (-16.8%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,010$76,950+$17,940 (+30.4%)View Dossier
Solutions ArchitectTechnologyTechnology$127,360$78,840-$48,520 (-38.1%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$102,860$90,220-$12,640 (-12.3%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$103,550$102,830-$720 (-0.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Dallas-Fort Worth-Arlington, TX to Fargo, ND-MN Relocation FAQs

About $70,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.0 in Dallas-Fort Worth-Arlington, TX, 86.2 in Fargo, ND-MN, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Dallas-Fort Worth-Arlington, TX to Fargo, ND-MN: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Fargo, ND-MN to Dallas-Fort Worth-Arlington, TX
Relocation: Dallas-Fort Worth-Arlington, TX to Fargo, ND-MN Overview

Dallas-Fort Worth-Arlington, TX to Fargo, ND-MN: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same salary.

Quick answers
How much salary do I need in Fargo, ND-MN to match $100,000 in Dallas-Fort Worth-Arlington, TX?

About $70,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.0 in Dallas-Fort Worth-Arlington, TX, 86.2 in Fargo, ND-MN, from EPI family budgets); taxes are compared separately below.

Is Fargo, ND-MN cheaper than Dallas-Fort Worth-Arlington, TX?

EPI's family budgets for a single adult put overall living costs 29.9% lower in Fargo, ND-MN than in Dallas-Fort Worth-Arlington, TX. The budgets cover housing, food, transportation, health care and other necessities.