2026 Relocation & Cost Arbitrage Engine

Relocation: Tampa-St. Petersburg-Clearwater, FL to Peoria, IL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Tampa-St. Petersburg-Clearwater, FL to Peoria, IL.

Popular Corridors:
Equivalent Salary
$79,900
To maintain parity
Cost of Living Delta
-20.1%
Overall expenditure basket
Annual Tax Delta
-$4,805
State + local taxes
Annual 1BR Rent Delta
-$8,244
HUD Fair Market Rents
Net Annual Buffer
+$3,439/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Tampa-St. Petersburg-Clearwater, FL

COL 124.5
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$19,776
Discretionary Cash Flow $59,404
Target Market
Destination Location

Peoria, IL

COL 99.6
Gross Parity Income $79,900
Federal Income Tax -$8,748
FICA (SS & Medicare) -$6,112
State Income Tax -$3,810
Local / City Tax $0
Net Annual Take-Home $61,229
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $49,697

EPI family budgets put living costs 20.1% lower in Peoria, IL than in Tampa-St. Petersburg-Clearwater, FL, so $100,000 in Tampa goes about as far as $79,900 in Peoria. HUD's one-bedroom Fair Market Rent is $1,648 a month in Tampa and $961 in Peoria, $8,244 a year less. On the same $100,000 salary a single filer pays $4,805 more a year in federal, state and local income tax and FICA in Peoria. Taxes and one-bedroom rent together leave you about $3,439 a year better off. The BLS median wage across all occupations is $48,940 in Tampa and $49,590 in Peoria.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Tampa-St. Petersburg-Clearwater (Monthly) Peoria (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,648$961-$687-41.7%
Food & Groceries$376$353-$23-6.1%
Transportation$950$1,052+$102+10.7%
Healthcare$472$590+$118+25.0%
Other Necessities$603$332-$271-44.9%
Total Taxes (Federal, State, Local, FICA)$1,735$2,135+$400+23.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$687/mo (-41.7%)
Tampa-St. Petersburg-Clearwater: $1,648/mo Peoria: $961/mo
2-Bedroom Fair Market Rent -$705/mo (-36.8%)
Tampa-St. Petersburg-Clearwater: $1,917/mo Peoria: $1,212/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$5.52/hr (-20.0%)
Tampa-St. Petersburg-Clearwater: $27.54/hr Peoria: $22.02/hr
2 Adults + 1 Child (per earner) -$1.51/hr (-6.4%)
Tampa-St. Petersburg-Clearwater: $23.42/hr Peoria: $21.91/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Tampa-St. Petersburg-Clearwater Median Peoria Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$85,470$81,010-$4,460 (-5.2%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$103,670$98,290-$5,380 (-5.2%)View Dossier
Accountant & AuditorFinanceFinance$78,990$79,540+$550 (+0.7%)View Dossier
Software EngineerTechnologyTechnology$130,450$130,590+$140 (+0.1%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$95,840$96,530+$690 (+0.7%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$97,780$123,730+$25,950 (+26.5%)View Dossier
Financial ManagerFinanceFinance$157,480$155,840-$1,640 (-1.0%)View Dossier
ElectricianSkilled TradesSkilled Trades$57,450$80,460+$23,010 (+40.1%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$132,010$131,660-$350 (-0.3%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$124,980$110,510-$14,470 (-11.6%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$168,470$173,870+$5,400 (+3.2%)View Dossier
HVAC/R TechnicianSkilled TradesSkilled Trades$50,540$78,710+$28,170 (+55.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Tampa-St. Petersburg-Clearwater, FL to Peoria, IL Relocation FAQs

About $79,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (124.5 in Tampa-St. Petersburg-Clearwater, FL, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Tampa-St. Petersburg-Clearwater, FL to Peoria, IL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Peoria, IL to Tampa-St. Petersburg-Clearwater, FL
Relocation: Tampa-St. Petersburg-Clearwater, FL to Peoria, IL Overview

Tampa-St. Petersburg-Clearwater, FL to Peoria, IL: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same. Official 2026 economic data for Relocation: Tampa-St. Petersburg-Clearwater, FL to Peoria, IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Peoria, IL to match $100,000 in Tampa-St. Petersburg-Clearwater, FL?

About $79,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (124.5 in Tampa-St. Petersburg-Clearwater, FL, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Is Peoria, IL cheaper than Tampa-St. Petersburg-Clearwater, FL?

EPI's family budgets for a single adult put overall living costs 20.1% lower in Peoria, IL than in Tampa-St. Petersburg-Clearwater, FL. The budgets cover housing, food, transportation, health care and other necessities.